Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; administration of loyalty and rewards programs; advertising services, namely advertising the wares and services of others; business administration; office functions, namely secretarial and clerical services; business consulting services, namely commercial industrial and business management assistance; business appraisals; advisory services for business management; marketing studies; business information services in the field of statistics; preparation of statement of accounts for clients; bookkeeping; market research services; public relations; publication of publicity brochures, leaflets and newsletters; issuing of publicity leaflets; retail services provided through mobile telecommunications means, namely payment services through wireless devices; retail services provided on-line, through computer networks and telecommunications means in the field of credit card and debit card services, namely payment services through wireless devices and computers; computer database management; data processing and data verification in the field of business data analysis; computerized data storage and retrieval services for digital text, data, image, audio, and video works; financial services, namely credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, and related settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial management, financial forecasting and financial planning services for the support of retail services provided online, through electronic networks; financial analysis and consultation; insurance services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; credit services; providing credit card, debit card, charge card and stored value prepaid card services; payment card, credit, debit, charge card services, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, prepaid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; financial clearinghouse services both via a computer database, telecommunications and at point of sales; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit card services via radio transponders, wireless devices and computers; cheque verification services; issuing and redemption services all in the field of travelers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, in the field of payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial management, financial forecasting, and financial planning services for the support of retail services provided online, through networks and other electronic means using electronically digitized information; value exchange service, namely, the secure exchange of value, in the field of electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; financial management, financial forecasting and financial planning services provided over the telephone and by means of a global computer network and the Internet; provision of financial management, financial forecasting and financial planning services by means of a global computer network and the Internet; e-money services, e-wallet services, namely, money transfer services and electronic transfers of money, credit card and debit card services; deposit money services by telephone and internet; e-wallet account services, namely the provision of online electronic money accounts and service for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; stored-value account processing, namely providing the consumers of merchants (businesses) who pay for goods using credit cards, debit cards and payment cards with an e-wallet account for use in making secure payments to that business; payment processing facilities and payment service provider services to online and other merchants (businesses), namely processing payments made by consumers to merchants through multiple channels in the field of online and automated telephone; purchaser identity and transaction verification for e-commerce transactions; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services in the field of property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs in the field of real estate; provision of real estate loans; financing services in the field of real estate development; financial brokerage services for real estate; financial management, financial forecasting and financial planning services in the field of real estate property and buildings; financial services for the purchase of real estate; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services in the field of the acquisition of property; financial services in the field of the sale of property; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services in the field of transactions in real property; valuation of property; property portfolio management; management of property; advisory services in the field of real estate ownership; advisory services in the field of real estate valuations; corporate real estate advisory services; providing information by computer in the field of real estate; consulting services in the field of real estate; providing information in the field of real estate property; provision of information in the field of property market; research in the field of real estate acquisition; research in the field of real estate selection; mortgage financing and asset securitization; provision of financial services by means of a global computer network and the Internet for the submission, approval, data capture and reconciliation of purchase requests; consulting services regarding payment solutions, credit card, debit cards, payments cards and automatic teller machine services.

Promoting the goods and services of others by means of coupons, discounts, reward points, airline miles and other incentives which can be redeemed by consumers either in connection with a purchase made via a global communications network, mobile phone, contactless device and at a retail store location; financial institution services and credit card services by providing payment services in the field of redemption of coupons, discounts, reward points, airline miles and other incentives generated in connection with the use of credit and debit cards via a global communications network, mobile phone, contactless device and at a retail store location; financial electronic transaction authorization and settlement services.