Preparation and distribution of financial data and reporting, provision of consolidated reports of banking and financial transaction activity via wireless telecommunications and internet protocol (digital delivery); providing digital delivery of business information; banking services; financial services, namely, cash management services, treasury management services, commercial lending services; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency via digital channels; electronic funds transfer services; providing digital delivery of banking and financial information; providing access to digital financial services in support of open banking; digital delivery of information and reporting for investment banking activities; distribution of economic data and insights via digital channels; assisting customer relationship management via digital channels

Arranging and conducting incentive reward programs to promote the sale of banking and credit card services; Promoting the sale of banking services and credit card accounts through the administration of incentive award programs; Promoting the sale of goods and services of others by awarding purchase points for credit card use; Credit card registration

Issuance of Credit Cards

Banking services; financial services, namely, wealth management services, investment management, consultation and advisory services, asset management services, financial portfolio management services, financial research services, financial planning services, equity capital investment services, cash management account services, financial risk management, individual retirement account services and brokerage services in the fields of stocks, bonds, options, mutual funds, commodities, futures and other securities; proprietary trading services, namely, fund investment services featuring the trading of an account holder's securities according to previously established criteria in order to maintain a predetermined level of payments to the account holder; private placements of hedge funds, private equity funds, securities and derivatives for others; providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement through a global computer network; trust management services, namely, investment and trust company services in the nature of cash processing, payment of fees, and management of investment accounts.

Arranging and conducting incentive reward programs to promote the sale of banking services; business information services, namely, providing customized company and industry performance analysis in the field of banking, finance, investments and insurance; providing business information in the field of company and industry performance; administration and reconciliation of accounts on behalf of others; administration of business payroll for others; preparation of financial reports for others, namely, provision of consolidated reports and document images of banking and financial activity.

Banking services; business banking services; financial services, namely, credit card and debit card services; credit card, debit card and electronic check transaction processing services; issuing pre-paid gift cards, cards with stored value, and credit cards; investment consultation, investment brokerage and investment management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; insurance agencies, insurance consultation and insurance administration services in the fields of accident, flood, fire, automobile, life, health, home, renters, long-term care, in-home business, watercraft, umbrella, liability, property, identity theft and employer insurance; financial evaluation for insurance purposes; administration of employee benefits plans concerning insurance and finance; accounts payable debiting services; mortgage banking services, mortgage lending services, mortgage brokerage services; commercial lending services; consumer lending services; issuing letters of credit; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; credit and financial consultation for educational financial assistance; treasury financial management services; trust management accounts services; cash management services; online banking services; online business banking services; bill payment services; electronic payment, namely, electronic processing and subsequent transmission of ACH payment data, electronic check payment data, electronic payments, and invoice, bill, tax, and distribution payment data; tax payment processing services; providing information in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, financial portfolio management, insurance, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, financial treasury management services, trust management accounts services, cash management services, online banking, bill payment services, and tax payment processing services; financing loans for inventory, machinery, vehicles and equipment; providing lease financing for inventory, machinery, vehicles and equipment; accounts receivable management services; accounts receivable billing services; financial consultation services namely, accounting consultation and business acquisitions consultation.

Floor planning, inventory financing, dealer inventory financing, dealer financing, distributor financing, factoring, factoring arrangements, receivables purchasing; commercial lending services; foreign exchange services, namely, foreign exchange transactions; cash management services; electronic payment, namely, electronic processing and subsequent transmission of ACH payment data.

Floor planning, inventory financing, dealer inventory financing, dealer financing, distributor financing, factoring, factoring arrangements, receivables purchasing; commercial lending services; foreign exchange services, namely, foreign exchange transactions; cash management services; electronic payment, namely, electronic processing and subsequent transmission of ACH payment data.

Banking services; floor planning, inventory financing, dealer inventory financing, dealer financing, distributor financing, factoring, factoring arrangements, receivables purchasing; credit card, debit card and electronic check transaction processing services; issuing stored value cards; investment consultation, investment brokerage and investment management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; insurance agencies, insurance consultation and insurance administration services in the fields of accident, flood, fire, automobile, life, health, home, renters, long-term care, in-home business, watercraft, umbrella, liability, property, identity theft and employer insurance; financial evaluation for insurance purposes; administration of employee benefits plans concerning insurance and finance; accounts payable debiting services; mortgage banking services, mortgage lending services, mortgage brokerage services; commercial lending services; consumer lending services; issuing letters of credit; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; financial consultation for educational financial assistance and student loan services; treasury financial management services; trust management accounts services; cash management services; online banking services; online business banking services; bill payment services; electronic payment, namely, electronic processing and subsequent transmission of ACH payment data, electronic check payment data, electronic payments, and invoice, bill, tax, and distribution payment data; tax payment processing services. providing information in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, financial investment in the field of securities, mutual funds, certificates of deposit, financial portfolio management, insurance, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, financial treasury management services, trust management accounts services, cash management services, online banking, bill payment services, and tax payment processing services; consultation in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, financial portfolio management, insurance, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, financial treasury management services, trust management accounts services, cash management services, online banking, bill payment services, and tax payment processing services; financial consultation regarding securities, mutual funds, and certificates of deposit.

Floor planning, inventory financing, dealer inventory financing, dealer financing, distributor financing, factoring, factoring arrangements, receivables purchasing; credit card, debit card and electronic check transaction processing services; issuing stored value cards; investment consultation, investment brokerage and investment management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; insurance agencies, insurance consultation and insurance administration services in the fields of accident, flood, fire, automobile, life, health, home, renters, long-term care, in-home business, watercraft, umbrella, liability, property, identity theft and employer insurance; financial evaluation for insurance purposes; administration of employee benefits plans concerning insurance and finance; accounts payable debiting services; mortgage banking services, mortgage lending services, mortgage brokerage services; commercial lending services; consumer lending services; issuing letters of credit; foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; financial consultation for educational financial assistance and student loan services; treasury financial management services; trust management accounts services; cash management services; online banking services; online business banking services; bill payment services; electronic payment, namely, electronic processing and subsequent transmission of ACH payment data, electronic check payment data, electronic payments, and invoice, bill, tax, and distribution payment data; tax payment processing services. providing information in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, financial investment in the field of securities, mutual funds, certificates of deposit, financial portfolio management, insurance, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, financial treasury management services, trust management accounts services, cash management services, online banking, bill payment services, and tax payment processing services; consultation in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, financial portfolio management, insurance, accounts payable debiting services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, financial treasury management services, trust management accounts services, cash management services, online banking, bill payment services, and tax payment processing services; financial consultation regarding securities, mutual funds, and certificates of deposit.

Railcar fleet business management services

Leasing of railcars and locomotives

Charge card and credit card services.