Promoting the sale of goods and services of others by means of coupons, discounts, advertisements, and incentives generated in connection with the use of credit and debit cards; financial services; namely banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payment services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services.

Financial services, namely electronic processing of business-to-business payments and associated remittance data; providing electronic bill presentment and payment services to billers, customer service provider organizations and payment providers; providing secure electronic delivery of billing remittance data and funds generated by remote transmission of funds, walk-in payment providers, balance transfer providers, and credit counseling payment providers; electronic transmission of bills and payment of such bills via computer terminals connected to networks and the global computer network; electronic funds and currency transfer services, transaction authorization and settlement services; providing the secure electronic delivery of remittance data and funds; communication services, namely, processing and transmitting billing and remittance data over a global computer information network.

Computer hardware, computer software and computer programs; computer software designed to facilitate on-line shopping at internet retailers, merchants and content providers; computer software and hardware for facilitating payments by electronic means; computer software for storage and transmission of payment card information and personal identification and billing information; computer software comprising a digital or electronic wallet for storage of payment card and personal information and electronic cash or value in a personal computer or a centralized database, computer hardware and encryption software, encryption keys digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); charge cards, bank cards, credit cards, debit cards, pre-paid cards and payment cards; card readers, computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus and verifying authentication of charge cards, bank cards, credit cards, pre-paid cards and payment cards.

Financial services; banking and credit services; providing payment card services, electronic bill payment and presentment services, stored value electronic purse services; facilitating person-to-person payment services through electronic means; payment services involving micro-payments to internet retailers, merchants and content providers with transaction information stored in a centralized database, providing micro-payment services for internet content, including electronic documents, photographs and information; electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, travel insurance services; transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relation to all aforesaid services.

Conducting sweepstakes and contests

Computer hardware, computer software and computer programs; computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services; banking and credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, travel insurance services; transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Computer hardware, computer software and computer programs; computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services; banking and credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, travel insurance services; transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Computer hardware, computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services; credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, travel insurance services; transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Membership program for small businesses to promote the sale of the goods and services of member small businesses on the internet; providing news and marketplace and financial information to small business through a web site.

Magnetically encoded cards and smart cards, namely, integrated circuit cards for use as credit, debit, stored value, security, identification, access or record storage cards featuring symmetric or asymmetric key processing or cryptography; card readers and point of sale transaction terminals; encryption keys and digital certificates; computer hardware and software, namely, counter security software; computer software in the field of identification and authentication; computer systems comprised of computer hardware, software and peripherals that incorporate a smart card, a smart card reader and the software to insure the security of businesses and computer networks, and to provide security and access control; computer systems comprised of computer hardware, software and peripherals for financial transactions on computer networks.

Financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Promoting the use of payment cards through discounts and promotional incentives, including coupons and discount offers for the goods and services of others, which coupons and offers may be in paper or electronic formats; financial services, namely, credit, debit and charge card services; providing payment card services; stored value electronic purse services, electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.