Computer software, namely payment card administration software and payment card administration instructional software.

Financial services, namely credit card services; consultation services, namely payment card administration consulting services; providing access to web-based applications, namely payment card administration applications and payment card administration instructional applications.

Insurance services; financial services; namely credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services; electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information; services in the accessibility, storage and utilization of a store of digitized electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; financial services provided over the telephone and by means of a global computer network or the internet.

Insurance services; providing credit card, debit cards, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely providing electronic payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information, namely administering and providing loyalty programs and discount and promotional incentive programs, on-line; services in the accessibility, storage and utilisation of a store of digitised information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; the above financial services provided over the telephone and by means of a global computer network or the internet; promoting the use of payment cards through discounts and promotional incentives, namely providing coupons and discount offers for the goods and services of others, which coupons and offers may be in paper or electronic formats.

Financial services, namely credit card services; consultation services, namely payment card administration consulting services; providing access to web-based applications, namely payment card administration applications and payment card administration instructional applications.

Financial services, namely, providing stored value prepaid card services, processing services for prepaid cards and transactions, remote payment services, providing electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization, clearance and settlement services, and advisory services relating to the aforesaid services; the above financial services provided over the telephone and by means of a global computer network or the internet.

Computer database management.

Insurance services; credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; providing electronic funds and currency transfer services, electronic payment services, prepaid telephone calling card services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the internet; provision of financial services by means of global computer network or the internet.

Insurance services; financial services, namely credit card, debit card, charge card and stored value prepaid card services; credit services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debt and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services, namely credit card, debit card, charge card and stored value prepaid card services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services namely credit card, debit card, charge card and stored value prepaid card services for the support of retail services provided on- line, through networks or other electronic means using electronically digitised information; providing of financial services to the public in the form of handheld card technology incorporating a digital data storage facility such data representing monetary value than can be added to or subtracted from accordingly; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the internet.

Computer hardware, namely proximity payment transponders and sensors for same; computer software, namely financial transaction software for facilitating financial transactions in the financial services industry, and to facilitate payments by electronic and wireless means; encryption software; software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"), namely charge cards, financial institution cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals, automatic teller machines and transponders; point of sale, transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards and payment cards.

Financial services, namely credit card, debit card, charge card and stored value prepaid card services; providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travelers' cheques and travel vouchers; dissemination of financial information by means of computer networks; advisory services relating to all the aforesaid services; telecommunications services, namely for transmitting, displaying, and storing transaction, identification and financial information for use in financial services industries; electronic mail, message sending and receiving services; issuance, administration and processing of encryption keys and digital certificates, namely electronic files that are used to uniquely identify people and resources over networks such as the Internet and to enable secure, confidential communication between two parties, and issuance, administration and processing of digital signatures for proof of origin and integrity of transmitted data, all for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions.

Financial services, namely providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services.

Promoting the sale of goods and services of others by means of coupons, discounts, advertisements, and incentives generated in connection with the use of credit and debit cards; financial services; namely banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payment services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services.