Software, namely, decision management software for personal, business and government use, namely governance software and software to collect, manage, integrate, analyze, organize, manipulate and use data, for collaborative decision management; software, namely, software used to collect, manage, integrate, analyze, organize, manipulate and use data, namely data pertaining to decision making history; software, namely, software used to create customized applications or modules to collect, manage, integrate, analyze, organize, manipulate and use data; a technical tool set that provides a platform for creating customized applications or modules to collect, manage, integrate, analyze, organize, manipulate and use data; software, namely, software used to create tools, parameters and processes for analysis, organization, manipulation and use of data, namely data pertaining to decision making history.

Operation of retail store offering the aforementioned wares; operation of an on-line store offering the aforementioned wares; provision of access to software that allows for the customization of applications for and components of decision management software; designing and providing a collection of software, data, rules and electronic communication protocols for the analysis, organization, manipulation and use of data, namely data pertaining to decision making history; designing and providing a collection of software, data, rules and electronic communication protocols applicable to review and analysis of a given problem or circumstances and determination of options to such problem or in such circumstances.

Software, namely, decision management software for personal, business and government use, namely governance software and software to collect, manage, integrate, analyze, organize, manipulate and use data, for collaborative decision management; software, namely, software used to collect, manage, integrate, analyze, organize, manipulate and use data, namely data pertaining to decision making history; software, namely, software used to create customized applications or modules to collect, manage, integrate, analyze, organize, manipulate and use data; a technical tool set that provides a platform for creating customized applications or modules to collect, manage, integrate, analyze, organize, manipulate and use data.

Provision of architectural environment, and technical and support components, allowing users to design applications or modules to collect, manage, integrate, analyze, organize, manipulate and use data.

Software, namely, decision management software for personal, business and government use, namely governance software and software to collect, manage, integrate, analyze, organize, manipulate and use data, for collaborative decision management; software, namely, software used to collect, manage, integrate, analyze, organize, manipulate and use data, namely data pertaining to decision making history; software, namely, software used to create tools, parameters and processes for analysis, organization, manipulation and use of data, namely data pertaining to decision making history.

Designing and providing a collection of software, data, rules and electronic communication protocols for the analysis, organization, manipulation and use of data, namely data pertaining to decision making history.

Software, namely, decision management software for personal, business and government use, namely governance software and software to collect, manage, integrate, analyze, organize, manipulate and use data, for collaborative decision management; software, namely, software used to collect, manage, integrate, analyze, organize, manipulate and use data, namely data pertaining to decision making history; software, namely, user facing application allowing user to collect, manage, integrate, analyze, organize, manipulate and use data, namely data pertaining to decision making history, and to collaborate with others in respect of such.

Software, namely, decision management software for personal, business and government use, including governance software and software to collect, manage, integrate, analyze, organize, manipulate and use data, for collaborative decision management.

Software, namely, software used to create customized applications or modules to collect, manage, integrate, analyze, organize, manipulate and use data; a technical tool set that provides a platform for creating customized applications or modules to collect, manage, integrate, analyze, organize, manipulate and use data.

Software to enable creation, management and distribution of domain specific ontologies.

Automated consumer and commercial mortgage and loan origination and point of sale software, namely, computer software for use by lenders that provides software functions in the nature of work-flow, automated decision-making, and document management, for implementing automated mortgage and loan files processing, scoring and assessment of loan applications, and management and reporting of loan applications; computer programs for business applications in the banking and financial services industries, namely, computer programs for use by lenders that automate mortgage and loan files processing, management and reporting by means of a local area network or the Internet.

Automated consumer and commercial mortgage and loan origination and point of sale services, namely, an outsourced service provided to lenders that automates mortgage and loan files processing, management and reporting, provided by means of a local area network or the Internet; Application Service Provider (ASP) services featuring computer programs and databases consisting of a loan origination system which allows automated scoring and assessment of loan applications in real time via a local area network or the internet.

Business management consulting and assistance related to the implementation of sustainable business solutions, energy conservation, recycling and environmental awareness and efficiency; promoting awareness on environmental issues, namely, sustainable business solutions, energy conservation, recycling, energy auditing, energy efficiency and reducing an organization's environmental impact; transportation and delivery of personal property by air, rail, boat and motor vehicle; warehousing services, namely, storage, distribution, pick-up, packing and returns for shipment of documents, packages, raw materials, and freight for others; shipping and delivery services, namely, pickup, transportation, and delivery of packages by various modes of transportation; providing educational information in the field of environmental awareness and efficiency related to the implementation and importance of sustainable business solutions, energy conservation, recycling, energy auditing, energy efficiency and reducing an organization's environmental impact;providing information and advisory services regarding environmental protection and awareness; industrial research and analysis regarding the sustainable business solutions, energy efficiency, environmentally-efficient innovations and strategies and reducing an organization's environmental impact.

Financial credit information provided by electronic means services, namely, provision of consumer credit report and credit score information; credit inquiry and consultation; financial analysis and consultation concerning financial data and statistics for use by lenders, financial institutions and insurance companies; credit and financial information reporting services provided by computer and on-line means; lending and insurance risk management; computer services, namely, providing a computer database in the fields of commercial and consumer credit reporting, real estate appraisal and real property data compiled from public records, consumer credit, insurance and lending, and insurance risk management; real estate and mortgage services, namely evaluations flood compliance, property and title searches, and mortgage/loan processing assistance; providing an interactive computer database in the field of consumer credit reporting, real estate appraisal and real property data compiled from public records; providing an interactive computer service, namely, providing a computer database in the fields of commercial and consumer credit reporting data, real estate appraisal and real property data compiled from public records, consumer and commercial credit, pre-employment screening, credit fraud detection and prevention, insurance and lending, and insurance risk management.