Magnetic encoded cards and cards containing an integrated circuit chip in the nature of smart cards all containing programming used to process payments; cards encoded with security features for authentication purposes; cards encoded with security features for identification purposes; charge cards, bank cards, credit cards, debit cards, chip cards, stored value cards, electronic data carrier cards, payment cards and payment cards all encoded; banking cards, namely, magnetically encoded banking cards and banking cards using magnetic memories and integrated circuit memories

Financial services, namely, transaction and payment processing services, payment verification services, payment card authorization, payment clearance and settlement services between financial institutions, switching services for credit cards, debit cards, charge cards and prepaid cards offered through cards with stored value; Financial services, namely, credit card, debit card, charge card and prepaid card transaction authorization and settlement services; credit, debit, charge and prepaid card transaction processing services; cash disbursement via automated teller machines; ATM banking services, namely, processing services for financial transactions by card holders via automatic teller machines; financial services, namely, the provision of contactless mobile payments processing through merchants at retail, online and wholesale locations; consulting services regarding payment solutions, banking, credit card, debit card and payment card; information, advisory and consultancy services relating to all the aforesaid services

Financial services, namely, credit card services, debit card services, charge card services, processing electronic payments made through prepaid cards, electronic credit and debit transactions, bill payment and presentment services, cash disbursement over a computer network, check verification, check cashing, deposit access and automated teller machine services, credit card and debit card transaction authorization and debt settlement services, transaction reconciliation, cash management, consolidated funds settlement, namely, financial transactions clearing services, consolidated electronic commerce payment dispute processing; funds movement services, namely, electronic funds transfer in the field of payment cards, electronic payment processing services, payment verification services, value exchange services, namely, processing of electronic cash transactions and electronic cash transmissions, over secure computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, credit and debit card data and reports with others via a global computer network; financial information, namely, credit and debit card data and reports with others rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; financial institution and credit services, namely, providing credit card and debit card services; financial institution services and credit card services, namely, providing payment card, credit card, debit card, charge card, cash disbursement over a computer network, and stored value account deposit access services; cheque verification; processing of financial payment transactions on-line via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorization services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records, namely, monitoring of financial transactions and account balances; remote payment services, namely, payment gateway services, bill payment services provided through a website, electronic bill payment; stored value electronic purse services providing electronic bill payment services and debit and credit card transaction authorization and debt settlement services; provision of debit and credit services, namely credit card and debit card services by means of radio frequency identification devices (transponders); provision of debit and credit services, namely, credit card and debit card services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided online, through networks or other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; smartcard value exchange services, namely, processing of secure electronic cash transactions over secure computer networks to facilitate electronic commerce; bill payment services provided through a website; financial management services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; financial services for commercial businesses, namely, financial risk management services, financial management; financial records management, namely, financial management of reimbursement payments for others

Financial services, namely, banking, credit card transaction processing services, debit card transaction processing services; financial services in the nature of payment processing services; payment verification services; payment card transaction authorization and settlement services; electronic funds transfer; providing secure payments for commercial transactions, payment options and debt settlement services; value exchange services, namely, secure electronic cash transactions over computer networks to facilitate electronic commerce; processing of contactless credit and debit card transactions online via a global computer network and via telecommunication devices, namely, cellular phones, mobile phones, smart phones, tablet computers and wireless near field communication technology-enabled devices; dissemination of financial information, namely, credit and debit card data and reports with others and electronic commerce payment data via a global computer network, via telecommunications networks, mobile phones and wireless devices, namely, tablet computers, smart phones; financial analysis consulting services in the field of banking, payment solutions, namely, credit card transactions, debit card transactions, and payment card transactions; administering and facilitating the donation of funds to charities on behalf of others

Financial services namely, financial institution services and credit card services providing payment services in the nature of redemption of coupons, discounts, reward points, and airline miles generated in connection with the use of credit and debit cards, via a global communications network, mobile phone, contactless device or at a retail store location; financial electronic transaction authorization and settlement services.

Promoting the goods and services of others by means of the distribution, awarding and redemption of coupons, discounts, reward points, and airline miles which can be redeemed by consumers either in connection with a purchase made via a global communications network, mobile phone, contactless device or at a retail store location.

Advertising services, namely advertising the wares and services of others; business management services, including business appraisals; business administration; business consulting services, namely commercial, industrial and business management assistance; advisory services for business management; market research; marketing services, namely evaluating markets for existing products and services of others; preparation and distribution of statistical business information; preparation of statements of accounts; bookkeeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; insurance services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; cash disbursement services, namely cash disbursement authorization and processing services, stored value deposit access services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and check cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial transaction settlement and authorization services; travel insurance services; issuing and redemption of travellers' cheques and travel vouchers; payer authentication services; verification of financial information; data encryption and decryption of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; dissemination of financial information via the Internet and other computer networks; remote payment services, namely authorizing financial transactions remotely; stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units; providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (RFID transponders), namely authorizing and processing of debit and credit transactions conducted using RFID devices; provision of debit and credit services by means of communication and telecommunication devices, namely authorizing and processing of debit and credit transactions conducted using RFID devices, cell phones, PDA's, telephones, and the Internet; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; value exchange services, namely, authorizing and facilitating the secure exchange of financial value, including electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line financial institution transaction services; the provision of the following financial services for the support of retail services provided through mobile telecommunications means including payment services through wireless devices, for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information, over the telephone and by means of a global computer network or the Internet, and by means of a global computer network or the Internet, namely financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services, cash disbursement services, namely cash disbursement authorization and processing services, stored value deposit access services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, bill payment services, credit card, debit card, charge card, pre-paid card and stored value card services, cheque verification and check cashing services, automated teller machine services, processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale, processing services for financial transactions by card holders via automatic teller machines, the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines, financial transaction settlement and authorization services, travel insurance services, issuing and redemption of travellers' cheques and travel vouchers, payer authentication services, verification of financial information, data encryption and decryption of financial information, maintenance of financial records, electronic funds transfer and currency exchange services, dissemination of financial information via the Internet and other computer networks, remote payment services, namely authorizing financial transactions remotely, stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services, provision of debit and credit services by means of radio frequency identification devices (RFID transponders), namely authorizing and processing of debit and credit transactions conducted using RFID devices, provision of debit and credit services by means of communication and telecommunication devices, namely authorizing and processing of debit and credit transactions conducted using RFID devices, cell phones, PDA's, telephones, and the Internet, travel insurance services, cheque verification services, issuing and redemption services all relating to travellers' cheques and travel vouchers, value exchange services, namely, authorizing and facilitating the secure exchange of financial value, including electronic cash, over computer networks accessible by means of smartcards, bill payment services provided through a website, on-line financial institution transaction services.

Promoting the goods and services of others by means of discounts, incentives and rebates generated in connection with the use of credit and debit cards, electronic links to merchant and retailer web sites, and through promotional contests; financial services, namely, providing credit card and debit card services.

Financial services; namely credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, namely cash disbursement authorization and processing services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; bill payment services provided through a website; on-line financial institution transaction services; financial services, namely payment card services, provided by means of a global computer network or the internet.

Computer software for detecting and monitoring fraud, monitoring purchasing patterns by cardholders, merchant and cardholder profiling, account management, compliance management, data mining, audit analysis, credit risk management, liability management, reimbursement management, anti-money laundering, electronic banking, marketing, MIS reporting and transmitting electornic communications, all in the field of credit cards, debit cards and other payment cards.

Computerized fraud detection and evaluation services, involving the provision of information to financial institutions to access data from payment card transactions for fraudulent uses.

Computer hardware and software platform for facilitating and administering payment, financial institution, credit card, debit card, payment card, automatic teller machine, stored value, electronic funds transfer, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control, disaster recovery and encryption services.

Financial services, namely financial institution services, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation.

Financial services; namely credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, namely cash disbursement authorization and processing services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; bill payment services provided through a website; on-line financial institution transaction services; financial services, namely payment card services, provided by means of a global computer network or the internet.