Consulting services namely, the development, implementation and training of credit and collections policies, processes and procedures; commercial collections services.

Scientific, electrical and electronic apparatus and instruments, namely, electrical and optical data processing equipment, namely optical scanners and fibre optic communication links; computers and computing apparatus, namely, apparatus and instruments for the retrieval, storage, input, output, processing, display and transmission of data, in the nature of micro-processors and semi-conducting memory units; computer software, software products, namely, computer programs for managing, monitoring, tracking, enacting or facilitating electronic payments and transfers of financial instruments, real property, stocks and shares, including selection of the modes, means, routes and timing/scheduling of transactions; computer programs for support of multi-institution, regional, national or international clearing and settlement of payments, cheques, wires, telex, and other physical or electronic exchanges, including clearing house and continuous linked settlements functionality; computer programs for foreign exchange transactions, including inter-institution clearing and settlement and continuous linked settlements; computer programs for selection of, managing, monitoring and controlling access to, security of, routing through, and traffic over, communications networks for voice, data or signalling; computer programs for cracking and monitoring financial transactions for regulatory compliance including but not limited to anti-money laundering and foreign asset control; computer programs for integration for telephony apparatus, network service information, data communications networks, databases, and human interaction in support of call centres, customer relationship management, direct marketing and customer support operations; computer programs for accumulation of historic transaction data, integration with demographic databases, and collation with third party data in support of online literal, semiotic and semantic analysis, trending, market or business modelling and reporting for business and operations; computer programs for use in asset and personnel management for use by businesses, accountants and consultants; computer programs for optimised work scheduling and tracking; computer programs for enterprise resource management, tracking and control; computer programs for supply chain management, tracing and control; computer programs for quality assurance and control; computer programs for business process operational management and control, and enterprise wide data collation, trending and reporting, for translation or transliteration of data between human languages, between systems languages, and between database technology; computer programs for estimating, managing, monitoring and controlling risk in business or commercial transactions or operations, particularly for financial transactions, calculation and management of derivatives, and insurance, assurance and actuarial operations; computer programs for use in and to enable electronic commerce, mobile electronic commerce, financial transactions and payments in support of e-commerce and m-e-commerce, online auctions and online arbitrage of goods, services, real property, commercial paper, stock, shares and bonds; computer programs for management, control, monitoring, reporting, tracking, pricing, reconciling, positioning and resolving any trading in stocks, shares, bonds and commodities such as in a stock exchange, brokerage, commodities mart, whether real or virtual/electronic; computer programs for presentation of any form of reporting text, graphics, aural media, brail or other means for use by businesses, accountants and consultants; computer programs for education, training and teaching, simulations for training, teaching, research, real-time demonstration or presentation of processes or activities for use by businesses, accountants and consultants in the field of IT and telecommunications; computer programs for monitoring and controlling physical security of and access to, any facility, person, entity, for use by businesses, accountants and consultants; computer programs for civil and military logistics, dispatching, and personal tracking; computer programs for navigation, location, determination, and use of location information in applications, services or business processes; computer programs for use in and to enable data retrieval; integration tool software all for computers and PDAs for use by businesses, accountants and consultants; software operating systems and computer programs all for computers and PDAs for use by businesses, accountants and consultants; microcomputers; computer hardware; semi-conductor memories for computers, namely computer semiconductor memory devices; computer firmware; word processors; optical, electrical and electronic apparatus and instruments for processing, storage, input, output and data display, namely data processing equipment; computer peripheral devices, namely computer peripheral equipment, printers, printer convertors, terminals, monitors, visual display units, keyboards, mainboards, interface cards; mobile communication equipment namely handsets, namely, telecommunications equipment including handsets, connectors, chargers, batteries, memory cards, sim cards; apparatus, products, programs and software for word, data and image processing, namely data processing equipment and data processors for use in hand-held scanners, scanners, card readers and PDAs; magnetic data carriers, namely blank magnetic data carriers, namely blank CD-ROMs, blank DVDs, blank flash memory cards, blank RFID chips; microprocessors; semi-conductor memories for computers, namely computer semi-conductor memory devices; chip cards, namely computer chips; smart cards, namely flash memory cards, RFID cards; punched encoded cards, punched encoded tapes, namely magnetic coded cards and magnetic coded tapes; tapes, discs and coils, namely blank magnetic computertapes, blank discs for computers and electric coils; all being magnetic, cassettes and spools, for use with the aforesaid goods, namely blank magnetic computer tapes and blank magnetic data carriers; floppy discs, namely floppy discs for computers, floppy disc drives, hard disc drives; downloadable electronic publications, namely, books, leaflets, newsletters, information sheets, specifications, manuals, reports, bulletins, magazines; personal, mobile and portable communications apparatus and instruments, namely telephones, telecoms, minicoms and handheld wireless personal digital assistants (PDAs); cabling networks, namely coaxial, computer, fibre-optic cables; telecommunication apparatus and instruments, namely telephones, telecoms, minicoms and handheld wireless personal digital assistants (PDAs) all being apparatus designed or adapted for use in connection with a telecommunication system; parts and fittings for the aforesaid goods

Business management; business administration; organisation of technology and communications within an office environment; database management, computerised database management; advertising, promotion and business information services for others, all provided on line from a global computer network or the Internet, namely, services relating to the technology and communications sectors; compilation of advertisements for use as web pages on a global computer network or the Internet, namely dissemination of advertisements via an on-line electronic communications network; compilation of directories for publication on a global computer network or the Internet; business administration services for the processing of sales made on a global computer network or the Internet; consultation and advisory services relating to the selection and use of computers, computer systems and computer software, all for business, accountancy and payroll preparation services, data storage services; business consultations in the field of telephony and data communications and networking; computerised business information storage services; data retrieval services; computerised business information retrieval services; data processing and verification services; human resources and personnel services, namely personnel placement and recruitment and personnel management; application management services, namely computerized data base management; outsourcing of IT and consultancy services and processes; business process reengineering; mergers and acquisitions of technology companies; providing business advice on the use of advanced computer and communications technologies and their integration with current or future computer and communications systems; information, advisory and consultancy services relating to information technology and telecommunications, data and database management, business management; (2) Telecommunications and communications services, namely, electronic transmission of business and enterprise data and/or information via satellite, laser beam, fibre optics, radiophonics, infrared, or ultraviolet broadcast, or telephone (wireless or wireline); telecommunications and communications services by radio, television, teletext and other electronic, audio, oral or visual means of communication, namely radio communication, telephone communication services and teletext services; electronic transmission of business and enterprise data and/or information via satellite, wireless and wide-area network, laser beam, fiber optics, radio phonics, infrared or ultraviolet broadcast, cable network, cellular and wireless or wire line telephone , videoconferencing services, paging services, wireless digital messaging services, telecommunication gateway services, local and long distance telephone services, dial-up and high speed Internet access services, voice over Internet Protocol (VOIP); transmission of data and/or information by satellite, laser beam, fibre optic, radiophonic, or telephonic means; leasing of telecommunications lines; provision of user access and telecommunications communication to a global network and/or the Internet; electronic mail services; providing user access to a global computer network or the Internet; providing telecommunications connections to a global computer network or the Internet; operating search engines; leasing access time to a computer database; providing on-line chat rooms for transmission of messages among computer users; advisory, consultancy and information services relating to information technology and telecommunications, data and database management, business management; (3) Scientific and industrial research; computer services, namely, services in the field of computers, computer hardware, computer software and computer systems, telephony and data communications and networking; research and development of computer software and computer research services; computer programming; updating of computers and computer systems; writing of computer software; leasing, hire and rental of computer hardware and software; installation, maintenance and repair of computer software; services relating to computer programming, hardware, software and computer system design, specification and selection and electronic communication, namely computer software design, computer design and electronic transmission of data by satellite, laser beam, fibre optics, radiophonics, infrared or ultra-violet broadcast or telephone (wireless or wireline); editing and updating services for computer hardware, software and computer systems; computer services relating to research, leasing, timesharing, data processing, database management, and outsourcing, namely outsourcing of IT and consultancy services and processes; design, drawing and commissioned writing, all for the compilation of web pages on a global computer network or the Internet; creation and maintenance of web sites; hosting the websites of others; data retrieval services; computerized business information retrieval services; data processing and verification services; research and development of computer software and computer research services; providing electronic verification of on-line orders of digital content and generating electronic permission codes which then allow users to access said digital content; location-based services, namely services and technologies relating to providing and sending custom advertising and other information based on the current location of the recipients of that information; business process consulting related to software applications; software implementation services; software applications management services; outsourcing services related to software applications, namely, outsourcing of IT and consultancy services and processes; advisory, consultancy and information services relating to all the aforesaid; advisory, consultancy and information services relating to computers, computer systems, computer programming, computer software, hardware and software design and electronic communication apparatus