Computer hardware, computer software designed to facilitate micro-payments to internet retailers, merchants and content providers; computer software comprising a digital or electronic wallet for storage of value in a centralized database; computer hardware and encryption software, encryption keys, digital certificates, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ('smart cards'); charge cards, bank cards; credit cards, debit cards and payment cards; card readers; point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards.

Financial services namely providing credit card, debit card, charge card, and stored value pre-paid cash services; credit services; providing payment card services; stored value electronic purse services; payment services involving micro-payments to internet retailers, merchants and content providers with information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information, electronic funds and currency transfer services, electronic payments services, cash disbursement services, transaction authorization and settlement services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Computer hardware; computer software and computer programs related to financial services, namely, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions and for the processing of financial transactions via credit, debit, and smart cards; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ('smart cards'), namely charge cards, bank cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; vending machines; paper, cardboard, goods made from these materials, printed matter, artists’ materials, instructional and teaching material (except apparatus), and plastic materials for packaging, all namely advertising and promotional material for distribution by others in the promotion of their wares and services in the financial services industries, namely brochures, leaflets, newsletters, print copies of advertisements, electronic image files for use in advertisements; photographs; stationery, namely pens, pencils, markers; adhesives for stationery or household purposes; paint brushes; typewriters; playing cards; printers' type; printing blocks; printed publications, namely, pamphlets, brochures, newspapers, journals and magazines, all relating to banking.

Insurance services; financial services related to payment cards and credit cards, namely credit card and debit card services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorisation and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services related to payment cards and credit cards, namely credit card and debit card services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; services in the accessibility, storage and utilisation of a store of digitised electronic information representing monetary value in hand-held technology accessible to use by an individual; bill payment services provided through a website; financial services related to payment cards and credit cards, namely credit card and debit card services provided over the telephone and by means of a global computer network or the internet; digital imaging services; printing of digital images onto payment cards; the provision of payment cards bearing customized images.

Promoting the goods and services of others by providing information to consumers and users of payment cards regarding the security of global computer network web sites for electronic payment transactions; credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; advisory services relating to all the aforesaid services.

Promoting the sale of goods and services of others through a global computer network; providing news and marketplace and financial information to small businesses through a web site.

Conducting sweepstakes and contests

Membership program for small businesses to promote the sale of the goods and services of member small businesses on the internet; providing news and marketplace and financial information to small business through a web site.

Magnetically encoded cards and smart cards, namely, integrated circuit cards for use as credit, debit, stored value, security, identification, access or record storage cards featuring symmetric or asymmetric key processing or cryptography; card readers and point of sale transaction terminals; encryption keys and digital certificates; computer hardware and software, namely, counter security software; computer software in the field of identification and authentication; computer systems comprised of computer hardware, software and peripherals that incorporate a smart card, a smart card reader and the software to insure the security of businesses and computer networks, and to provide security and access control; computer systems comprised of computer hardware, software and peripherals for financial transactions on computer networks.

Financial services; banking and credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Promoting the use of payment cards through discounts and promotional incentives, including coupons and discount offers for the goods and services of others, which coupons and offers may be in paper or electronic formats; financial services, namely, credit, debit and charge card services; providing payment card services; stored value electronic purse services, electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Financial services; namely credit card services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services; provision of credit card and debit card services over the Internet.

Financial services; namely providing credit card, debit card, charge card, cash disbursement and transaction authorization and settlement services.