The operation of a chartered bank and the engaging in and carrying on of such business generally as appertains to the business of banking.

Chemicals and adhesives

Paints, varnishes and lacquers

Banking services; credit and loan services; credit card services; financing of purchases; broker deposits; related protection services

Financial asset management; financial investment counselling; financial management; financial planning; advisory services in the field of credit and debt control, investment, grants and financing of loans; credit and cash card services; credit and loan services; credit card services; mortgage refinancing; mortgage services; capital investment; financial services, namely, financial analysis, financial management and financial planning; banking services; home banking; internet banking; mortgage banking; online banking; financial services, namely, banking services; banking

Banking services.

Computer software, namely security management software modules that provide privacy, access control, integrity, digital signature and authentication services for data communications across operating environments, multiple platforms and network protocols, namely software for the creation, support, authentication, and deletion of electronic identities, security management functions and alarms; computer software related to financial information, investment, and trading, namely electronic trading software, portfolio management software; software application that enables electronic transmission of payment data; software application that allows for hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices; software that provides a public key directory service; software that provides full or file-level encryption and digital signature over personal computer, workstation, local area network and mainframe environments; printed materials, namely product brochures, posters, newspapers, periodicals, newsletters and books

Banking services; financial planning and investment advisory services; financial management; insurance services; providing bank account information by electronic means; financial services, namely, providing financial and investment information and bank account information by electronic means and in a software application (app) format; financial and investment information services offered by electronic means; mobile banking services, namely, banking information services provided and accessible through the internet, mobile phones, smart phones, handheld computers and tablet computers; online banking services; providing banking, financial planning and budget management information over a global computer network and by electronic means; safety deposit box services; trust company services; securities services; lending and mortgage services; foreign exchange services; financial investment brokerage services; investment management services; investment counselling; investment advice, namely income and asset protection through licensed advisors; tax advisory services; financial investment counselling; wealth management services, namely portfolio management and investment advisory services; estate and trust services, namely trust set up, management, settlement and administration, providing strategies and advice regarding retirement, wills and estate and trust services, custodial services, business and farm succession planning services; asset management services; financial administration of retirement plans; operation of a loyalty rewards program; holding company services, namely the acquisition, holding and sale of investments; information services, namely balance and transaction reporting services, security services, namely secure processing services on the Internet, certificate authority services, public key infrastructure services, digital certificate services, issuing, managing, validating and revoking digital signatures, encryption services and authentication services, validation services; data encryption and decryption of financial information; telecommunications services, namely information and transaction processing services on the Internet and data transmission services, electronic commerce services; electronic commerce security services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling and marketing of securities software; e-commerce enabling and transactions services; debit, credit, pre-paid card, stored value card, and chip card applications and services; information and transaction processing services for financial service providers; software products and services, namely the development, sale, resale, lease, marketing and/or servicing of software applications; consulting, advisory and training services in relation to e-commerce services; provision of advertising and marketing space and services on the Internet and telecommunication devices; investment in information processing or e-commerce companies and participation in joint ventures or alliances to carry out information processing and e-commerce activities; mobile wallet and e-wallet services; providing mobile payment services; electronic payment services; payment transaction processing; remote payment services; electronic cash transactions; computerized data processing services; providing multiple-user access to a global computer information network; design, development and implementation of software; development of software for secure network operations; providing software as a service (SaaS) for use in inputting, securing, storing, archiving, retrieving, organizing and managing financial documents, materials and information; software as a service (SaaS) provider to enable the provision of banking services to customers by means of the internet; providing software as a service (SaaS) for use in hosting of payment and identity credentials, including debit and credit cards and loyalty card credentials on telecommunication devices

Computer software for facilitating foreign exchange services, namely, wholesale currency exchange, international wire transfer payments, clearing of cheques denominated in foreign currency, purchase and sale of foreign bank drafts and international traveler cheques, cheque collection, and currency inventory management.

Foreign exchange services, namely, wholesale currency exchange, international wire transfer payments, clearing of cheques denominated in foreign currency, purchase and sale of foreign bank drafts and international traveler cheques, cheque collection, and currency inventory management licensing computer software for facilitating foreign exchange services, namely, wholesale currency exchange, international wire transfer payments, clearing of cheques denominated in foreign currency, purchase and sale of foreign bank drafts and international traveler cheques, cheque collection, and currency inventory management.

Printed and electronic publications, namely, brochures, advertisements, newspapers, magazines, periodicals, newsletters, pamphlets, flyers, business documents namely, printed and electronic publications, namely, business reports, marketing reports, brochures and sales support documents; stationery, namely, letterhead, envelopes, folders, invitations, labels, note pads, business cards; business organizers, namely, electronic and stationery business and personal organizers; calendars, paper, pens, pencils and postcards; shirts, sweaters, jackets; caps, hats, toques; golf balls; mugs; water bottles; briefcases, messenger bags; key chains; bag tags; blankets; buttons; tote bags; clocks; fridge magnets

Banking services; providing advice in the field of investments; automated teller machine services; brokerage of shares; financial valuations of businesses, financial valuations of stock options, and pension valuation services; cash and foreign exchange transactions; cash management; certificate of deposit services; checking account services; commercial lending services, namely, mortgage banking, mortgage brokerage, mortgage services, financing of loans, savings and loan services, financially guaranteed financing; consumer lending services, namely, consumer mortgage services, savings and loan services for consumers; credit and cash card services; debit card services; electronic funds transfer and deposit; electronic payment, namely, electronic processing and transmission of checks, bills and bill payment data; estate planning; estate trust management; facilitating and arranging for the financing of agricultural products; financial analysis; financial consultation; financial forecasting; financial information processing; financial loan consultation; financial management; financial planning; financial portfolio management; financial portfolio offerings consisting of separate accounts and mutual funds for equity and fixed income investments; home equity loans; individual retirement account services; investment banking services; financial investment consulting services and financial advisory services, namely, debt advisory services, mutual fund advisory services, financial analysis services, financial management services and financial planning services; investment funds; investment management; investment services, namely consulting in the field of asset acquisition and financing the acquisition of assets, consultation services in the field of investment, financial asset development and management services; issuance of bank checks; issuing credit cards; issuing of checks and letters of credit; lease securitization services, namely, brokerage of shares and other securities, financial investments in the field of securities and financial securities brokerage services; lease-purchase financing; lease-purchase loans; maintaining escrow accounts for investments; management of portfolios comprising securities; money market account services; mortgage lending and brokerage; mutual fund brokerage; mutual fund investment; mutual fund management; on-line banking services; providing loans secured by commercial paper; providing stock and securities market information; safe deposit box services; savings account services; savings and loans services for youths; securities services, namely, financial investment in the field of securities, securities trading communications services, namely, providing information in the field of securities trading, quotations, pricing and advice in the field of securities trading and information services; travelers' check issuance; treasury management services; trust services, namely, trust management services, namely, financial, investment and estate trust operations, financial trust operations, financial planning and investment advisory services and fund investment services and trust company services; insurance services; telecommunications services, namely, providing information on financial transactions and financial, commercial and electronic transaction and data processing services on the Internet and financial data transmission services; electronic commerce services, namely the issuance and management of digital certificates and the design of secured transaction services and the provision of validation services, namely the reselling and marketing of computer security software; holding company services, namely acquisition, possession, development and administration of assets; providing working capital, namely, providing loans for working capital; providing information in the fields of banking, investment of funds, consumer and commercial lending, securities trading and financial planning; and other financial services, namely long-term and short-term investments, financial consulting and financial management; charitable and philanthropic services, namely providing general financial planning advice and consultation, donations, sponsorships, volunteer assistance and fundraising support to local, regional and national charitable and non-charitable organizations; providing information in all of the foregoing fields via a global computer network; and related services

Financial services; banking services.

Services bancaires.