Downloadable software; downloadable software for processing electronic payments; downloadable software for processing of credit card, debit card, gift card, loyalty card, electronic check, and mobile and online payment transactions; downloadable software for treasury management, spend management, and expense management; downloadable software for use as an electronic wallet; downloadable software for payment verification; downloadable software for business management, database management, sales, customer tracking, and inventory management; downloadable software for use in point of sale transactions; downloadable application programming interface (API) software that enables developers to build software applications for use in e-commerce and retail; point of sale terminals; card readers for credit and debit cards; chip card readers; magnetic encoded card readers; downloadable software development kits (SDK); downloadable computer software development tools; downloadable computer software for the scripting of markup language; downloadable software for supply chain management, drop shipping, product development, and product customization; downloadable software for product pricing, automation, tracking sales performance, order fulfillment, shipment tracking, and inventory customization and management; downloadable software for managing business contacts, information, and relationships; downloadable software for managing contact information of third parties, for capturing, recording, organizing and managing business transactions, and for managing social interactions between individuals related to business relationships; downloadable software for messaging and communications; downloadable educational software in the fields of ecommerce, business development and management, advertising, digital marketing, website design, and customer service; downloadable software for online shopping, and discovering local businesses; downloadable software for online promotion, advertising and marketing, search engine and web site optimization, targeted and retargeting advertising, electronic messaging and text marketing, customer data management, and customer relationship management; downloadable software for advertising the goods and services of others; downloadable software for compilation of advertisements for use as web pages and dissemination of advertising for others; downloadable software for online live stream shopping; downloadable software for generating streaming advertisements on the web sites of others; downloadable software for providing carbon offset information for product deliveries.

Financial services; business lending services; financial services, namely, treasury management, spend management, and expense management services; payment processing services; processing of credit card, debit card, gift card, loyalty card and electronic wallet payments; payment verification services; providing electronic wallet payment services; providing credit card services.

Processing financial payment between a customer and a contractor hired to ensure the payment is protected by both parties.

Downloadable software for tracking and managing maintenance of buildings, heavy equipment, industrial equipment, machinery and vehicles; Downloadable software for collecting, managing, storing, analyzing and sharing data in relation to buildings, heavy equipment, industrial equipment, machinery and vehicles and for generating reports as to same; downloadable software for conducting inspections of buildings, heavy equipment, industrial equipment, machinery and vehicles; downloadable software for the monitoring, tracking and analysis of movement, location, status and behavior of heavy equipment, industrial equipment, machinery and vehicles; downloadable software for tracking and managing energy and fuel consumption by buildings, heavy equipment, industrial equipment, machinery and vehicles; downloadable software for tracking and managing regulatory compliance in relation to buildings, heavy equipment, industrial equipment, machinery and vehicles; downloadable software for tracking and managing repairs of buildings, heavy equipment, industrial equipment, machinery and vehicles;

Providing temporary use of non-downloadable computer software for use in repairs of buildings, heavy equipment, industrial equipment, machinery and vehicles; providing temporary use of online software for collecting, managing and analyzing data obtained from buildings, heavy equipment, industrial equipment, machinery and vehicles; software as a service (SAAS) services featuring software for the monitoring, tracking, and analysis of the movements, status, and behavior of heavy equipment, industrial equipment, machinery and vehicles; software as a service (SAAS) services featuring software for tracking and managing maintenance of buildings, heavy equipment, industrial equipment, machinery and vehicles; Software as a service (SAAS) services featuring software for collecting, managing, storing, analyzing and sharing data in relation to buildings, heavy equipment, industrial equipment, machinery and vehicles and for generating reports as to same; software as a service (SAAS) services featuring software for conducting inspections of buildings, heavy equipment, industrial equipment, machinery and vehicles; software as a service (SAAS) services featuring software for tracking and managing energy and fuel consumption by buildings, heavy equipment, industrial equipment, machinery and vehicles; software as a service (SAAS) services featuring software for tracking and managing repairs of buildings, heavy equipment, industrial equipment, machinery and vehicles;

Virtual money brokerage; providing information in the field of personal finance; credit bureau services; financial trading analysis and financial information; transaction authentication and verification services; providing cash and other rebates for credit card use as part of a customer loyalty program; brokerage of purchase payment; electronic processing of credit card transactions via a global computer network; financial and investment market risk analysis, appraisal and projection; financing services; advisory services relating to financial asset management; evaluation of the credit worthiness of companies and private individuals; financing of loans; providing rebates at participating establishments of others through use of a membership card; brokerage of mobile payment; issuance of mobile discount coupon in the nature of tokens of value; issuance of electronic payment cards in connection with bonus and reward schemes; consultancy and information services relating to insurance; financial evaluation [insurance, banking, real estate]; provision of information relating to real estate; valuations in real estate matters; real estate financing; issuance of cyber money; financial brokerage services for charging cyber money; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; credit inquiry and consultancy; credit scoring services; providing securities market information via an on-line computer database; providing on-line investment account information; bill payment services; banking and insurance services; financial information, management and analysis services; issuance of electronic gift certificates which may then be redeemed for goods or services; e-wallet payment services; electronic payment for others; electronic processing of payments; processing of payment transactions for electronic money; payment card services.

Consumer financing and lending services; financing of home improvement goods and services; installment loans for home improvement goods and services.

Development of programs for simple payments; development of smart phone computer application software for simple payments; development of programs for payment application; development of software for database management of payment system; development of software for financial transactions; programming of multimedia applications; software as a service; providing paas (platform as a service); maintenance and repair of software; updating of software databases; software design and development; creation, maintenance and adaptation of software; web site development; conversion of data or documents from physical to electronic media; hosting of web sites for electronic commerce; computer programming for electronic commerce; updating and maintenance of computer software.

Computer software relating to the handling of financial transactions; computer application software for smart phone for simple payments; computer software for in-vehicle simple payments; software for secure storage/search/transmission of customer information data for electronic payment of personal/banking/financial institutions; computer software for personal information management; downloadable computer application software for smart phone; downloadable e-wallets; downloadable computer software for use as an electronic wallet; computer software for data processing; database management software; application software for mobile payment; computer software for electronic payment transactions via wireless network/global computer networks/mobile telecommunications devices; firmware for identifying NFC tag; computer software for electronic payment services; computer e-commerce software; downloadable multimedia file; downloadable mobile gift certificates; downloadable coupon.

Electronic financial trading services; financial trading; vehicle financing; brokerage of purchase payment; processing of financial transactions; hire-purchase financing; automated payment services; e-wallet payment services; transaction authentication and verification services; financing services; money payment services; issuance of membership credit card; brokerage of mobile payment; issuance of mobile discount coupon in the nature of tokens of value; issuance electronic coupons in the nature of tokens of value via smart phones; credit card transaction processing services; processing of payment transactions via the Internet; issuance of electronic gift certificates which may then be redeemed for goods or services; electronic payment for others; providing financial information by electronic means.

Downloadable computer software for transmitting payment instructions from a paying entity to a commercial bank related to transactions within the construction industry; downloadable computer software for sending and receiving electronic invoices between businesses; downloadable computer software for preparing, initiating, tracking, recording payment transactions between the paying and receiving parties; downloadable computer software for enabling businesses within the construction industry to securely connect, verify, authenticating bank account information for the purposes of sending or receiving payments for services invoiced

Software as a service (SAAS) services featuring software for transmitting payment instructions from a paying entity to a commercial bank related to transactions within the construction industry; Software as a service (SAAS) services featuring software used to send and receive electronic invoices for use by businesses; Software as a service (SAAS) services featuring software used to prepare, initiate, track, record payment transactions for use by the paying and receiving parties; Software as a service (SAAS) services featuring software to enable businesses within the construction industry to securely connect, verify, authenticating bank account information for the purposes of sending or receiving payments for services invoiced

Computer software to allow users to perform electronic payment transactions.