Electronic publications in the field of insurance and reinsurance; educational software containing topics of instruction in the field of insurance and reinsurance; printed publications, namely books and pamphlets and in the field of insurance and reinsurance.

Business administration; business management; business management consultancy and advisory services; business management consultancy and advisory services in the field of risk analysis, risk management, risk transfer, financial services, insurance and reinsurance; actuarial services; insurance and reinsurance services; risk management services; financial and monetary business services namely, asset management for insurance companies, cash management, reporting, securities lending, investment consulting, asset liability management, integrated risk management, investment and funds management services, comprehensive risk management services focusing on assets and liabilities including combining insurance and reinsurance services with derivative financial instruments, and real estate services; educational services and training in the field of insurance and reinsurance; arranging and conducting of conferences, congresses, seminars and workshops in the field of insurance and reinsurance; providing on-line electronic publications, not downloadable in the filed of insurance and reinsurance; industrial analysis and research services in the field of insurance and reinsurance; computer software development in the field of insurance and reinsurance.

A set of utilitarian implements movable between a folded, compact arrangement and unfolded arrangement, namely, multi-function tools, Phillips screwdrivers, micro screwdrivers, eyeglass screwdrivers, screwdrivers, knife blades, serrated knife blades, bottle openers, nail files, nail cleaners, namely a tool for cleaning underneath finger nails and toe nails, nail clippers, wire cutters, wire strippers, wire crimpers, pliers, sheet shearers, namely a cutting tool for cutting sheet metal, flashlights, flashlight docking stations, LED flashlights, micro lights, namely a mini flashlight, tool docks, namely a storage unit for storing a tool, measuring devices with rule markings, namely a tool having rule markings for making measurements, all purpose scissors, glass breaker, namely a device for breaking glass (such as the window of an automobile) during an emergency, lifesaving tools, automatic glass breaker, namely a spring-loaded device for breaking glass (such as the window of an automobile) during an emergency, seat belt cutters, alarms, namely, personal security alarms and vehicle alarms, sonic alarms, namely, sonic personal security alarms and sonic vehicle alarms, emergency flashers, red emergency flashers, tire gauges, digital tire gauges, thermometers, namely a device for measuring air temperature, hand-cranked power generators, batteries, namely, general purpose batteries, hand-cranked battery rechargers, namely a device that can be wound using a hand crank to recharge a battery, panic button personal alarms, digital radios, FM digital radios, cell phone charging output, cell phone charging adapters, charging adaptors, namely, a DC adaptor, cable, cell phone and MP3 adapters for charging cell phones and MP3 players, AC charging adaptor inputs, namely a port for plugging in an adaptor capable of transferring AC to recharge an electronic device, LED flashlights with LED bulb, LED flashlights with momentary on/off button, LED flashlights with batteries, LED flashlight docking stations, mirrors, namely hand held mirrors, signaling mirrors, motion activated security alarms, namely a device activated by a motion sensor that serves to call attention or to warn of danger, compasses, storage bins, storage boxes, hand drills, hand tools, namely files, nail files, rulers, rulers with ruler extensions, white flashlights, straightedges, ultrasonic measuring tools, measuring tools with laser targeting, writing instruments, pens, ballpoint pens, measuring implements with audible confirmation, namely a tool which audibly indicates when a measurement is taken, pullout ballpoint pens, battery-measuring devices with feet and meter modes, namely a battery with feet and meter modes for obtaining measurements, pointers, laser pointers, wrenches and hex wrenches, work lights, namely, lights for illuminating a work area when using tools, quick-release key ring holders, key rings, slotted screwdrivers, straight edge knife blades, non-automatic glass breakers, namely a manual device for breaking glass (such as the window of an automobile) during an emergency, self charging hand cranks for generating power to recharge batteries, locks for locking the multi-tool set to a key ring or the like, flashlights, key ring tool kits for holding tools, lanyards, adjustable lanyards; A set of utilitarian implements, namely, multi-function tools, Phillips screwdrivers, micro screwdrivers, eyeglass screwdrivers, screwdrivers, knife blades, serrated knife blades, bottle openers, nail files, nail cleaners, namely a tool for cleaning underneath finger nails and toe nails, nail clippers, wire cutters, wire strippers, wire crimpers, pliers, sheet shearers, namely a cutting tool for cutting sheet metal, flashlights, flashlight docking stations, LED flashlights, micro lights, namely a mini flashlight, tool docks, namely a storage unit for storing a tool, measuring devices with rule markings, namely a tool having rule markings for making measurements, all purpose scissors, glass breaker, namely a device for breaking glass (such as the window of an automobile) during an emergency, automatic glass breaker, namely a spring-loaded device for breaking glass (such as the window of an automobile) during an emergency, seat belt cutters, alarms, namely, personal security alarms and vehicle alarms, sonic alarms, namely, sonic personal security alarms and sonic vehicle alarms, emergency flashers, red emergency flashers, tire gauges, digital tire gauges, thermometers, namely a device for measuring air temperature, hand-cranked power generators, batteries, namely, general purpose batteries, hand-cranked battery rechargers, namely a device that can be wound using a hand crank to recharge a battery, panic button personal alarms, digital radios, FM digital radios, cell phone charging output, cell phone charging adapters, charging adaptors, namely, a DC adaptor, cable, cell phone and MP3 adapters for charging cell phones and MP3 players, AC charging adaptor inputs, namely a port for plugging in an adaptor capable of transferring AC to recharge an electronic device, LED flashlights with LED bulb, LED flashlights with momentary on/off button, LED flashlights with batteries, LED flashlight docking stations, mirrors, namely hand held mirrors, signaling mirrors, motion activated security alarms, namely a device activated by a motion sensor that serves to call attention or to warn of danger, compasses, storage bins, storage boxes, hand drills, hand tools, namely files, nail files, rulers, rulers with ruler extensions, white flashlights, straightedges, ultrasonic measuring tools, measuring tools with laser targeting, writing instruments, pens, ballpoint pens, measuring implements with audible confirmation, namely a tool which audibly indicates when a measurement is taken, pullout ballpoint pens, battery-measuring devices with feet and meter modes, namely a battery with feet and meter modes for obtaining measurements, pointers, laser pointers, wrenches and hex wrenches, work lights, namely, lights for illuminating a work area when using tools, quick-release key ring holders, key rings, slotted screwdrivers, straight edge knife blades, non-automatic glass breakers, namely a manual device for breaking glass (such as the window of an automobile) during an emergency, self charging hand cranks for generating power to recharge batteries, locks for locking the multi-tool set to a key ring or the like, flashlights, key ring tool kits for holding tools, lanyards, adjustable lanyards

A set of utilitarian implements movable between a folded, compact arrangement and unfolded arrangement, namely, cellular telephones, MP3 players, electronic generators, personal alarms, receivers, namely a device or apparatus for receiving electrical signals, waves, or the like, and rendering them perceptible to the senses, as the part of a telephone held to the ear, a radio receiving set, or a television receiving set, separable flashlights, voltage testers for batteries, battery voltage readers, corkscrews, toothpicks, glowable key rings, hand saws, can openers, tire pressure monitors, AM/FM radios, awls, driver bits, slotted driver bits, Phillips driver bits, hex driver bits, tape measures, plumb levels, carpenter levels, bubble levels, pencils, mechanical pencils, power inverters, wrench sets, carabiner wrenches, carabiners, namely a D-shaped ring with a spring catch on one side, used for fastening objects, needle nose pliers, flat wrenches, adjustable wrenches, whistles, magnifying lens; A set of utilitarian implements, namely, cellular telephones, MP3 players, electronic generators, personal alarms, receivers, namely a device or apparatus for receiving electrical signals, waves, or the like, and rendering them perceptible to the senses, as the part of a telephone held to the ear, a radio receiving set, or a television receiving set, separable flashlights, voltage testers for batteries, battery voltage readers, corkscrews, toothpicks, glowable key rings, hand saws, can openers, tire pressure monitors, AM/FM radios, awls, driver bits, slotted driver bits, Phillips driver bits, hex driver bits, tape measures, plumb levels, carpenter levels, bubble levels, pencils, mechanical pencils, power inverters, wrench sets, carabiner wrenches, carabiners, namely a D-shaped ring with a spring catch on one side, used for fastening objects, needle nose pliers, flat wrenches, adjustable wrenches, whistles, magnifying lens; lanyards, belt holsters, key chains, carabiner tool sets, micro-tool sets, namely a device having multiple tools attached thereto, flashlights, mini-flashlights, LED mini-flashlights, pocket flashlights, LED pocket flashlights, auto safety flashlights, flashlights with charging indicators, dynamo flashlights, solar flashlights, micro-dynamo flashlights, tire gauges, tire pressure monitors, compact flashlights with self charging hand cranks, digital photo display on keychain