Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, check verification, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through electronic networks; financial analysis and consultation; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; providing credit card, debit card, charge card and stored value prepaid card services; payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; processing of financial transactions both on-line via a computer database, over the telephone, through wireless devices and at point of sale; financial settlement and financial authorization services in connection with the processing of financial payment transactions; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); providing debit card, credit card, charge card and stored value prepaid card services by means of communication and telecommunication devices, namely by means of wireless communication devices and over the phone line-based devices; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; processing of credit and debit transactions by telephone, global computer network, and the Internet; the provision of financial services for the support of retail services provided on-line, through networks or the Internet using electronically digitized information; bill payment services provided through a website; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; consulting services regarding payment solutions, credit card, debit card, payment card and automatic teller machine services.

Telecommunications services, namely, providing multiple user access to a computer network, mobile telephone communication services, mobile telecommunication services, namely, providing multiple user access to a computer network, internet based telecommunication services, namely, providing multiple user access to a computer network, data communication services, namely, providing multiple user access to a computer network, transmission, provision and display of information in the field of financial services from a global computer-stored database and via an Internet-based database; transmission of data through the use of electronic image processing by mobile telephone link; electronic mail, wireless digital messaging services; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services.

Design, development, maintenance and update of computer software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; computer hardware and software consulting services; computer programming; application service provider (ASP) services, application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; graphic design for the compilation of web pages on the internet; information in the field of computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computerized data storage and retrieval services for digital text, data, images, image, audio and video works; data repository services for digital text, data, images, image, audio and video works; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.