Computer software for authentication and verification of an individual's identity; computer software for protection against fraud and identity theft; encoded smart cards containing programming used to store personal information; identification and authentication security software for personal computing devices, computers, mobile devices, and communication networks; computer software which facilitates and tracks communication for the purpose of providing social networking services; computer software for use in the field of online communication which enables transmission of user-defined information via the World Wide Web and mobile devices; computer software in the field of social media which enables users to transmit, access, organize, and manage text messaging, instant messaging, online blog journals, text, weblinks, and images via the World Wide Web and mobile devices; computer software to facilitate online advertising, business promotion, connecting social network users with businesses and for tracking users and advertising of others to provide strategy, insight, marketing, and consumer behavior predictions; computer software which facilitates and tracks communications for use in the field of social media which provides users with online chatrooms, photo sharing, dating, transmission of user-defined information, blogging, transmission of emails, transmission of personal profiles, and providing an electronic bulletin board for registered users for transmission of messages; geo-location software; age verification software; global positioning software; biometric recognition, identification and authentication software; voice recognition software; facial recognition software; gesture recognition software; fingerprint recognition software; retinal recognition software; device recognition software; secure payment processing software; secure communication software; user trustworthiness rating, tracking and reporting software; background and reference checking software; electronic transaction software, namely e-commerce software; encoded cards for use in point of sale transactions, namely magnetically encoded credit and debit cards for use in point of sale transactions; encoded cards for use in relation to the electronic transfer of financial transactions, namely magnetically encoded credit and debit cards for use in relation to the electronic transfer of financial transactions; terminals for processing credit and debit card transactions; electronic access security apparatus for buildings, namely access control and alarm monitoring systems for controlling access to doors and buildings; electronic security apparatus for motor vehicles, namely keyless entry system and keyless ignition switch system for automotive vehicles; portable electronic transaction terminals; electronically encoded security passes

Operating a user recognition, identification and authentication system to verify and authenticate an individual's identity; operating a user managed password profile database system; verification of identity, namely providing authentication of personal identification information; digital signature verification; electronic funds transfer; credit card, debit card and charge card services; transaction verification services; processing charge card, credit card or debit card transactions for others; providing e-wallets and electronic payment services via the internet; maintaining a trustworthiness and credit-worthiness database and selling such reports to others; providing credit reporting data maintained by others; obtaining credit information and other public and personal financial information for use in providing reports on credit risks due to identity theft; providing identity theft insurance underwritten by others; identity theft protection and identity fraud protection services, namely, personal information and financial identity monitoring; fraud resolution assistance, namely, providing advice and consultation in the field of identity theft and data theft; Identity theft and fraud protection services, namely, Internet surveillance of financial and personal information; monitoring the Internet, public records, private and public electronic databases to facilitate the detection and prevention of identity theft and fraud; providing online resources in the field of identity theft protection, namely, information and advice regarding preventing and protecting from identity theft, credit reports and scores, dispute resolution and restoring credit damaged by identify theft; providing a secure interactive website concerning notifications of potential fraud and potential identity theft; fraud detection and prevention services in the field of arranging secure authentication of personal data in requests to open credit, credit card, insurance, loan, and other financial accounts; fraud detection and prevention services in the field of authentication and verification of an individual's identity for person-to-person financial and purchase transactions; providing non-downloadable and cloud based biometric recognition, identification and authentication software; providing non-downloadable and cloud based voice recognition software; providing non-downloadable and cloud based facial recognition software; providing non-downloadable and cloud based gesture recognition software; providing non-downloadable and cloud based fingerprint recognition software; providing non-downloadable and cloud based retinal recognition software; providing non-downloadable and cloud based device recognition software; identification verification services, namely, providing authentication of personal identification information; identification verification services, namely, providing authentication of personal identification information via secure storage and transmitting such information via the Internet; providing authentication, issuance, validation and revocation of digital certificates; advertising and marketing services for others namely, direct and indirect marketing communications, namely, by way of social media, chat rooms, search engine marketing, inquiry marketing, World Wide Web marketing, mobile marketing, blogging and like forms of passive, sharable or viral communication channels; electronic transmission and streaming of social network recordings namely, music, news, blogs, and webcasts for registered users via global computer networks; providing on-line chat rooms and electronic bulletin boards for transmission of messages among users in the field of general interest; providing on-line forums and chat rooms for transmission of messages among users; transmission and distribution of audio and video social network recordings among registered users via a global computer network or the World Wide Web; providing electronic transmission of credit card transaction data and electronic payment data via a global computer network; computer services, namely, creating an on-line community for registered users to participate in discussion, get feedback from their peers, form virtual communities, and engage in social networking; providing a web-site featuring temporary use of non-downloadable software applications allowing users to post and review classifieds, form virtual communities, engage in social networking, and enable photo sharing and transmission of photographic images, online videos and text; computer services in the nature of customized web pages featuring user-defined information, personal profiles and information; operation of a website, namely, a website which provides World Wide Web based introduction and social networking services; providing on-line computer databases and on-line searchable databases in the field of social networking; on-line social networking services; providing a website on the World Wide Web for the purpose of dating and social networking which provides for forums, chat rooms and virtual communities enabling downloading, sharing, and exchange of data, text, photographic images, videos and audio recordings; providing a social networking website at which a user can give charitable gifts to others; membership and subscription services for the purpose of dating, social networking and exchanging personal information; business listings, referral and directory services