Financial and credit services, namely providing credit card, debit card, and charge card services; providing electronic funds and currency transfer services, cash disbursement services, transaction authorization and settlement services; travel insurance services.

Computer database management.

Insurance services; credit services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; providing electronic funds and currency transfer services, electronic payment services, prepaid telephone calling card services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the internet; provision of financial services by means of global computer network or the internet.

Expense management and reconcillation software system for monitoring and collecting financial transaction data, approving financial transactions, generating invoices and purchase orders for payment.

Insurance services; financial services, namely credit card, debit card, charge card and stored value prepaid card services; credit services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debt and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services, namely credit card, debit card, charge card and stored value prepaid card services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services namely credit card, debit card, charge card and stored value prepaid card services for the support of retail services provided on- line, through networks or other electronic means using electronically digitised information; providing of financial services to the public in the form of handheld card technology incorporating a digital data storage facility such data representing monetary value than can be added to or subtracted from accordingly; bill payment services provided through a website; on-line banking; financial services provided over the telephone and by means of a global computer network or the internet.

Computer hardware, namely proximity payment transponders and sensors for same; computer software, namely financial transaction software for facilitating financial transactions in the financial services industry, and to facilitate payments by electronic and wireless means; encryption software; software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards"), namely charge cards, financial institution cards, credit cards, debit cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals, automatic teller machines and transponders; point of sale, transaction terminals and computer software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards and payment cards.

Financial services, namely credit card, debit card, charge card and stored value prepaid card services; providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travelers' cheques and travel vouchers; dissemination of financial information by means of computer networks; advisory services relating to all the aforesaid services; telecommunications services, namely for transmitting, displaying, and storing transaction, identification and financial information for use in financial services industries; electronic mail, message sending and receiving services; issuance, administration and processing of encryption keys and digital certificates, namely electronic files that are used to uniquely identify people and resources over networks such as the Internet and to enable secure, confidential communication between two parties, and issuance, administration and processing of digital signatures for proof of origin and integrity of transmitted data, all for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions.

Vending machines.

Radio frequency identification devices (transponders); encryption keys, digital certificates, namely electronic files that are used to uniquely identify people and resources over networks such as the internet and to enable secure, confidential communication between two parties, digital signatures for proof of origin and integrity of transmitted data; computer software, namely, software for securing payment transactions by electronic means, encryption software, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, financial institutions, software designed to enable smart cards to interact with terminals and readers, software for transmitting, displaying and storing transaction, identification and financial information for use in the financial services, telecommunications industries, software for encrypting and protecting the integrity of data and electronic communications over computer networks, software for implementing encryption, authentication, access control and other security features within computer networks and through external connections, software for implementing security methodology involving encryption of payment card numbers and related data and transmission over computer networks; magnetic encoded cards and cards containing an integrated circuit chip ("smart cards") to enhance security of transactions when using such cards; charge cards, credit cards, debit cards and payment cards; card readers; point of sale transaction terminals; and electronic verification apparatus for verifying authentication of charge cards, credit cards, debit cards and payment cards; computer peripherals; user manuals and guides for all of the foregoing distributed as a unit with the software.

Business management services; business marketing consulting services; marketing consulting services; professional business consultancy; marketing agency services; marketing and business research; public relation services; provision of information and training in relation to advertising, marketing and communications strategy.

Computer hardware; computer software designed to facilitate micro-payments to internet retailers, merchants and content providers, namely remote payment processing software; computer software and hardware for person-to-person payments by electronic means; computer software comprising a digital or electronic wallet for storage of payment card and personal information and electronic cash or value in a personal computer or a centralized database; encryption software, encryption keys, namely numbers generated for the purpose of identification and authentication by the use of algorithms in public-key cryptography; digital certificates, namely electronic files that are used to uniquely identify people and resources over networks such as the Internet and to enable secure, confidential communication between two parties; digital signatures for proof of origin and integrity of transmitted data, software for secure data storage and retrieval and transmission of confidential customer information used by individuals and financial institutions; magnetic encoded cards and cards containing an integrated circuit chip (smart cards); charge cards, financial institution cards; credit cards, debit cards, pre-paid cards and payment cards; card readers; computer software designed to enable smart cards to interact with terminals and readers; telecommunications equipment, namely point of sale transaction terminals and computer software for transmitting, displaying and storing transaction, identification, and financial information for use in the financial services and telecommunications industries; radio frequency identification devices (transponders); and electronic verification apparatus for verifying authentication of charge cards, financial institution cards, credit cards, debit cards, pre-paid cards and payment cards.

Financial services, namely providing credit card, debit card, charge card and stored value pre-paid card services; providing payment card services; stored value electronic purse services, namely access, storage and transaction processing services relating to digitized electronic information representing monetary value, including for use through hand-held units; facilitating person-to-person payment services through electronic means, namely clearing and reconciling financial transactions, including via a global computer network; payment services in the field of micro-payments to internet retailers, merchants and content providers with transaction information stored in a centralized database; providing micro-payment services for internet content, including electronic documents, photographs and information; electronic funds and currency transfer services, electronic payment services, prepaid telephone calling card services, cash disbursement services, namely cash disbursement authorization and processing services, travel insurance services; transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers' cheques and travel vouchers; advisory services relating to all the aforesaid services.

Financial services, namely providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; advisory services relating to all the aforesaid services.

Promoting the goods and services of others by providing information to consumers and users of payment cards regarding the security of global computer network web sites for electronic payment transactions; credit services; providing credit card, debit card, charge card and stored value prepaid card services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; travel insurance services; cheque verification services; issuing and redemption services all relating to travelers cheques and travel vouchers; advisory services relating to all the aforesaid services.