Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card and other payment card authentication and verification services; electronic funds transfer services and electronic commerce payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments; processing of credit and debit transactions by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services); e-wallet account services namely the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the internet; point of sale payment services; processing bill and fee payments made by mail; processing bill and fee payments made by telephone; real estate escrow services, maintaining escrow accounts for investments, holding securities, funds and other assets in escrow; processing pre-authorized recurring bill and fee payments services; merchant services, namely payment transaction processing services; financial risk management; insurance; services in relation to secure handling of online financial transaction data; services for secure transfer of money between banks, their customers and merchant accounts; financial services being financial analysis and research services, financial analysis consultation services; financial exchange of data between financial institutions and their customers; financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services.

Advisory and consultancy services relating to electronic data transmission for the purposes of electronic funds transfer from points of sale; transmission of messages, documents, music, photographs and digital images by electronic transmission over the internet and via wireless and cellular networks; receipt and/or delivery of messages, documents, music, photographs and digital images via the internet; transmission services related to the dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the internet; providing access to computer servers, databases and networks; providing access to the internet; provision of telecommunications connections to the internet namely providing multiple user access to a global computer network; providing access to mobile Internet portals; location-based information services namely providing information on services performed and products sold at a specific or proximate location; transmission of location-based messaging via the internet; leasing of access time to databases.

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus all for handling financial transactions namely authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring [quality control] of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; design and development of computer hardware and software; computer software programming services; providing temporary use of non-downloadable computer software for preparing invoices and for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software for broadcasting geographical data received using a global positioning system; computer security consultancy services, computer programming consultancy services, computer software consultancy services; computer programming services; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services.

Identity theft and fraud prevention services; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening.

Advertising and promotional services; compilation of data relating to goods for purchase; bookkeeping and accounting services; tax and taxation assessments and advice; preparation and compilation of income or corporate tax returns data processing services; information, advisory and consultancy services relating to data processing; user incentive schemes relating to use of credit cards, store cards, charge cards, cash cards, debit cards, payment cards; loyalty, incentive and bonus program services; information, advisory and consultancy services related to all the aforesaid services

Banking services; online banking services; credit card, debit card, store card, bank card, charge card, gift voucher card and other payment card authorisation services; electronic funds transfer and payment services; processing of transactions made by credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards, other payment cards and microchips containing account details; card to card transfer and mobile banking and payments; processing of credit and debit transactions by telecommunication link; issue and redemption of tokens, coupons and vouchers of value; currency exchange services; electronic wallet services (payment services); E-wallet account services, namely, the provision of online electronic money accounts (e-wallet accounts) and services for consumers and online merchants whereby consumers fund their e-wallet accounts and consumers and online merchants (businesses) send and receive payments and remittances over the Internet; point of sale payment services; mail payment services; telephone payment services; escrow services; recurring payment services; merchant account services; financial risk management; financial services; insurance; monetary affairs; services in relation to secure handling of online financial transaction data; services for secure transfer of money between banks, their customers and merchant accounts; financial services being financial analysis and consultation; financial exchange of data between financial institutions and their customers; financial services relating to analysis of payment transaction data; monetary affairs services being cross border multi-currency exchange services; information, advisory and consultancy services related to all the aforesaid services

Advisory and consultancy services, all relating to electronic data capture and transmission systems for the purposes of electronic funds transfer from points of sale; receipt and/or delivery of messages, documents and other data by electronic transmission; receipt and/or delivery of messages, documents and other data via the Internet; provision of electronic communication links; Transmission services related to the dissemination by email of vouchers, voucher codes, gift codes, claim codes, discount offers, promotional offers, coupons and printable vouchers enabling customers to conveniently view and redeem tokens of value by means of the Internet; providing access to computer servers, databases and networks; providing access to the Internet; provision of telecommunications connections and access to the Internet; telecommunication portal services; location-based and personal transmission of information; providing and supplying location-specific data transmission via the Internet; leasing of access time to databases; information, advisory and consultancy services related to all the aforesaid services

Providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; updating software of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of electronic data capture and transmission systems for the purposes of electronic funds transfer; monitoring of card readers and electronic apparatus all for handling financial and associated transactions including authorisation and processing of payments made with credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring of electronic apparatus for retrieving information stored on credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; monitoring updating of electronic verification apparatus for verifying authenticity of credit cards, debit cards, store cards, bank cards, charge cards, gift voucher cards and other payment cards and microchips containing account details; design and development of computer hardware and software; computer software programming services; providing temporary use of non-downloadable computer software for preparing invoices or for tracking packages over computer networks, intranets and the internet; providing temporary use of non-downloadable computer software broadcasting geographical data received using a global positioning system; computer services; application service provider (ASP) services featuring mobile phone and wireless handheld computer applications software for use in enabling users to make electronic payments and to receive, redeem, and manage electronic receipts and electronic coupons; lease, hire and rental of computer equipment, hardware, software and programs; encryption services; electronic signature verification and authorisation services; digital signature verification and authorisation services; information, advisory and consultancy services related to all the aforesaid services

Identity theft and fraud prevention services; identity theft and fraud prevention services relating to processing of financial payments made by bank cards, credit cards, debit cards, charge cards, gift voucher cards, store cards, stored value payment cards and other cards containing microchips with bank account details in multiple currencies for merchant accounts including card authorisation, verification and fraud screening; information, advisory and consultancy services related to all the aforesaid services