Merchant services, namely payment transaction processing services; payment processing services; acquiring services, namely, payment services which enable the execution of transactions initiated by, or via, merchants by means of credit cards and other payment cards, which involves operating the process by which payments on cards are authorised and funds due to the merchant are paid; providing financial transactions and payment processing services via an internet portal; electronic commerce payment services, namely establishing funded accounts used to purchase goods and services on the internet; maintaining of accounts for holding payments due to merchants; provision of accounts for holding funds for use in making original credit transfers (OCT), for use in business-to-customer transactions, including for insurance pay-outs and payments to gig economy workers, via credit card processing networks; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; credit risk management; financial administration of payment transactions, including those made by credit cards and other types of payment card; providing electronic processing of ACH (automatic clearing house) transactions and electronic payments via a global computer network; verifying, reconciling, and settling of e-commerce financial transactions made by credit cards and other types of payment cards; processing of credit card payments via near field communications (NFC) technology-enabled devices; providing know-your-customer (KYC) verification of the identity of cardholders as part of processing payments; currency exchange services; foreign currency exchange services; financial exchange of virtual currency; electronic transfer of virtual currency; processing of electronic wallet payments; e-wallet payment services; bill payment services provided by an electronic wallet; online bill payment services; electronic processing of bills and invoices; reimbursement of funds for disputed items in the field of electronic payment purchases; fraud reimbursement services in the field of credit card purchases; processing of transactions for recurring payments, including for subscription fees; processing of credit card payments; processing of virtual card payments (a virtual card is an image of a card on which appears a use-only-one-time-number); processing of electronic payments made by debit cards; processing of electronic payments made through stored-value cards; processing of electronic payments made through pre-paid cards; loyalty programme payment processing services; blockchain based payment verification services; providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; dunning services in the nature of collection of debts; consultancy, information and advice in relation to all the aforesaid services.

Providing electronic transmission of credit card, other types of payment card, and bill payment transaction data and electronic payment data via a global computer network; providing access to telecommunication infrastructure; providing an online interactive bulletin board for transmission of messages among computer and smartphone users; communication by online blogs; communication by text message and instant messaging; chat room services; consultancy, information and advice in relation to all the aforesaid services.

Application service provider featuring e-commerce software for use as a payment gateway that authorises processing of credit cards or direct payments for merchants; application service provider featuring e-commerce software for use as a payment gateway for linking e-commerce websites to credit card processing networks; providing temporary use of non-downloadable computer software enabling websites of merchants to accept payment for their goods and services by way of digital secure remote payments, credit cards, charge cards, debit cards, pre-paid stored value cards, and virtual cards (a virtual card is an image of a card on which appears a use-only-one-time-number); application service provider featuring application programming interface [API] for secured internet connection for transmission of credit card information from e-commerce websites to credit card processing networks; providing temporary use of on-line non-downloadable computer software for use of electronic wallets; providing temporary use of online non-downloadable software for creating, preparing, managing, sending, processing, tracking, settling and reconciling invoices; application service provider featuring application programming interface [API] for payment of bills online; application service provider featuring application programming interface [API] software for server hosting, cloud hosting, server software management, all for maintaining records of e-commerce payment transactions; computer services, namely integration of computer software into multiple systems and networks; user authentication services using technology for e-commerce transactions; developing and hosting a server on a global computer network for the purpose of facilitating e-commerce via such a server; providing temporary use of online non-downloadable software for processing electronic transactions; providing user authentication services using biometric hardware and software technology for e-commerce transactions; electronic monitoring of credit card activity to detect fraud via the internet; data encryption services for providing security and anonymity for electronically transmitted credit card transactions; providing temporary use of online non-downloadable computer software for use in providing accounts for holding funds for use in making original credit transfers (OCT) for use in business-to-customer transactions, including for insurance pay-outs and payments to gig economy workers, via credit card processing networks; providing temporary use of online non-downloadable computer software for use in providing financial risk management in relation to credit card and other types of card transactions; providing temporary use of online non-downloadable computer software for use in providing electronic processing of ACH (automatic clearing house) for financial transactions; providing temporary use of online non-downloadable computer software for use in providing know-your-customer (KYC) verification of the identity of cardholders; providing temporary use of online non-downloadable computer software for use in providing foreign currency exchange and virtual currency exchange; providing temporary use of online non-downloadable computer software for use in reimbursement of funds for disputed items in the field of electronic payment purchases and fraud reimbursement services in the field of credit card purchases; providing temporary use of online non-downloadable computer software for use in processing of transactions for recurring payments, including for subscription fees; installation, repair and maintenance of all software in the aforesaid services; computer technology support services, namely helpdesk services; hosting an internet portal for processing digital secure remote payment transactions; consultancy, information and advice in relation to all the aforesaid services.

Insurance engineering services, namely, loss prevention engineering services and inspection and testing of buildings, machinery and equipment; scientific research and testing related to property loss prevention.

Insurance-engineering services, namely, loss-prevention-engineering services and inspection and testing of buildings, machinery and equipment; scientific research and testing related to property-loss prevention.

Insurance-engineering services, namely, loss-prevention-engineering services and inspection and testing of buildings, machinery and equipment; scientific research and testing related to property-loss prevention.