Advertising the goods and services of others via electronic media and specifically the internet; business management; business administration; office functions, namely, word processing, photocopying and processing of invoices; advisory services for business management; business investigations, namely, conducting business and market research surveys for others, computerized market research services, consumer research services; presentation of goods on communication media for online and retail sale purposes, namely, promoting the goods of others through advertisements on Internet websites; price comparison services; organization of financial exhibitions for others for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior, namely, tracking spending habits and cash flow, purchase receipts tracking and categorization, and sharing and comparing financial information, namely, credit and debit card data and reports with others; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards; business administration of loyalty and rewards programs; commercial, industrial and business management assistance, namely, business management services, management of computerized databases, business management consulting services; business appraisals; marketing studies; preparation of statements of accounts; book-keeping; public relations; publication of publicity texts; issuing of publicity leaflets; computer database management; promoting the sale of tickets of others in the nature of concerts and cultural events, namely, music concerts and sporting events through promotional contests and through a consumer loyalty program, and organization of expositions in the field of financial services; organization of financial expositions for others having commercial or advertising purposes; advertising services, namely, advertising the goods and services of others in the field of transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing and tourism; providing information, namely, price comparison information, product reviews and discount information regarding the purchase of goods and services of others on-line through means of the Internet and other computer networks

Financial services, namely, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing; funds movement services, namely, electronic funds transfer in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce; providing financial information, namely credit and debit card data and reports; electronic funds transfer and currency exchange services; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information, namely, credit and debit card data and reports with others via a global computer network; financial information, namely, credit and debit card data and reports with others rendered by computer by means of a secure information computer network and advisory services, namely, financial planning and investment advisory services, financial analysis consultation services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; financial analysis consultation services; financial institution and credit services, namely, providing credit card and debit card services; financial institution services and credit card services, namely, providing payment card, credit card, debit card, charge card, cash disbursement, and stored value account deposit access services; cheque verification; processing of financial payment transactions on-line via a computer database, over the telephone, through wireless devices, namely, mobile phones and at point of sale; processing of debit and credit card transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial debt settlement and financial authorization services, namely, credit and debit card verification in connection with the processing of financial payment transactions, namely, processing of credit card and debit card transactions online via the Internet through wireless devices, namely, tablet computers, mobile phones, smart phones; travel insurance services; issuing and redemption of travelers cheques and travel vouchers; payer authentication services, namely, authentication of persons in the field of secure payment card services; verification of financial information, namely, providing financial institution account information by telephone; maintenance of financial records; remote payment services, namely, payment gateway services, bill payment services provided through a website, electronic bill payment; stored value electronic purse services providing electronic bill payment services and debit and credit card transaction authorization and debt settlement services; provision of debit and credit services, namely credit card and debit card services by means of radio frequency identification devices (transponders); provision of debit and credit services, namely, credit card and debit card services by means of communication and telecommunication devices; processing of credit and debit transactions by telephone and telecommunication link; the provision of financial services for the support of retail services provided online, through networks or other electronic means using electronically digitized information, namely, payment services through wireless devices, namely, tablet computers, mobile phones, smart phones; value exchange services, namely, secure electronic cash transactions over computer networks accessible by means of smartcards; bill payment services provided through a website; financial management services provided over the telephone and by means of a global computer network or the Internet; financial services, namely, the provision of contactless mobile payments through merchants in the field of retail, online retail store services and wholesale store services; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; commercial, industrial and business management assistance, namely, risk management services, financial management; financial records management, namely, financial management of reimbursement payments for others

Telecommunications services, namely, electronic transmission of data for payment services, namely bill payment data provided through wireless devices, namely, cell phones, tablet computers accessible via a global computer network, namely the Internet, local and wide area computer networks, cellular communication networks and wireless communication networks; electronic transmission of machine readable codes, namely, bar codes that are displayed on a mobile device display screen and transmitted over a global remote data processing network, namely, the Internet; providing multi-user access to a secure computerized information network for the transfer and dissemination of information in the field of financial services in the nature of financial payment information; office functions, namely, electronic mail services

Scientific and technological research services in the field of the design and development of computer hardware and software; conversion of data or documents from physical to electronic media; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices namely smart phones, chip cards and smart cards, in the field of financial payment services; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider services concerning social networking software; computer and Internet related services, namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management; technical consultation services in the fields of computer programming, development of software for secure financial transactions via global computer networks, development and creation of computer programmes for data processing, development of software for secure network operations, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, computer networks, and local area networks for use in the field of financial services, namely, credit card services, debit card services, cheque verification, bill payment, debt settlement, electronic payment services, and payment services provided via computerized biometric authentication; data processing and data verification services, namely, data decryption services, data encryption and decoding services, data migration services; data storage and retrieval services, namely, cloud computing provider services for general storage of data, cloud computing providing software for database management; payer authentication services, namely, computerized biometric identification; consulting services regarding computer software and hardware