Financial services cards, namely, magnetically encoded debit cards, magnetically encoded payment cards, electronically encoded debit cards and electronically encoded payment cards.

Financial services, namely, providing business-to-business monetary payment transaction services by acting as an online intermediary for customers by providing payment options for commercial transactions; providing electronic funds and currency transfer services, including the conversion of currencies; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic bill payment collection services, namely, acting as an intermediary for the collection of electronic bill payments for customers; electronic purchase payment collection services, namely, acting as an intermediary for the collection of electronic purchase payments for customers; electronic commerce payment collection services, namely, acting as an intermediary for the collection of electronic commerce payments for customers; providing debit card services, namely, issuing prepaid debit cards and processing debit card payments; providing payment card services, namely, processing electronic payments made through and to payment cards; providing electronic payment services, namely, processing electronic payments made through prepaid cards, credit cards, debit cards, payment cards, online money transfers, bank accounts, and electronic fund transfers from a customer and transferring such payments to a receiving party's bank account; providing online accounts through which customers may direct electronic bill payments into or make electronic bill payments or withdrawals from such accounts, and may otherwise manage and track their electronic bill payments balances; providing online accounts through which customers may direct electronic purchase payments into or make electronic purchase payments or withdrawals from such accounts, and may otherwise manage and track their electronic purchase payments balances; providing online accounts through which customers may direct electronic commerce payments into or make electronic commerce payments or withdrawals from such accounts, and may otherwise manage and track their electronic commerce payments balances.

Financial services cards, namely, magnetically encoded debit cards, magnetically encoded payment cards, electronically encoded debit cards and electronically encoded payment cards.

Financial services, namely, providing business-to-business monetary payment transaction services by acting as an online intermediary for customers by providing payment options for commercial transactions; providing electronic funds and currency transfer services, including the conversion of currencies; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic bill payment collection services, namely, acting as an intermediary for the collection of electronic bill payments for customers; electronic purchase payment collection services, namely, acting as an intermediary for the collection of electronic purchase payments for customers; electronic commerce payment collection services, namely, acting as an intermediary for the collection of electronic commerce payments for customers; providing debit card services, namely, issuing prepaid debit cards and processing debit card payments; providing payment card services, namely, processing electronic payments made through and to payment cards; providing electronic payment services, namely, processing electronic payments made through prepaid cards, credit cards, debit cards, payment cards, online money transfers, bank accounts, and electronic fund transfers from a customer and transferring such payments to a receiving party's bank account; providing online accounts through which customers may direct electronic bill payments into or make electronic bill payments or withdrawals from such accounts, and may otherwise manage and track their electronic bill payments balances; providing online accounts through which customers may direct electronic purchase payments into or make electronic purchase payments or withdrawals from such accounts, and may otherwise manage and track their electronic purchase payments balances; providing online accounts through which customers may direct electronic commerce payments into or make electronic commerce payments or withdrawals from such accounts, and may otherwise manage and track their electronic commerce payments balances.

Financial services cards, namely, magnetically encoded debit cards, magnetically encoded stored value cards, electronically encoded debit cards and electronically encoded stored value cards

Financial services, namely, providing business-to-business monetary payment transaction services by acting as an online intermediary for customers by providing payment options for commercial transactions; providing electronic funds and currency transfer services, including the conversion of currencies; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment collection services, namely, acting as an intermediary for the collection of payments for customers; providing debit card services; providing debit card services, namely, issuing prepaid debit cards and processing debit card payments; providing stored value card services, namely, processing electronic payments made through and to such stored value cards; providing electronic payment services, namely, processing electronic payments from a customer and transferring such payments to a receiving party's bank account; providing online accounts through which customers may direct payments into or make payments or withdrawals from such accounts, and may otherwise manage and track their payments balances

Financial services cards, namely, magnetically encoded debit cards, magnetically encoded stored value cards, electronically encoded debit cards and electronically encoded stored value cards

Financial services, namely, providing business-to-business monetary payment transaction services by acting as an online intermediary for customers by providing payment options for commercial transactions; providing electronic funds and currency transfer services, including the conversion of currencies; electronic payment services involving electronic processing and subsequent transmission of bill payment data; payment collection services, namely, acting as an intermediary for the collection of payments for customers; providing debit card services; providing debit card services, namely, issuing prepaid debit cards and processing debit card payments; providing stored value card services, namely, processing electronic payments made through and to such stored value cards; providing electronic payment services, namely, processing electronic payments from a customer and transferring such payments to a receiving party's bank account; providing online accounts through which customers may direct payments into or make payments or withdrawals from such accounts, and may otherwise manage and track their payments balances

Electronic payment services, namely, clearing and reconciling financial transactions via a global computer network; direct payment processing services, namely direct debit services from bank accounts to pay bills; credit card processing; automated clearinghouse (ACH) services, namely electronic funds transfer system that provides for the inter-financial institution clearing of credit and debit transactions and for the exchange of information among participating and financial institutions; processing and payment of bills by including charges on consumers' telephone bills

Utility cost accounting services, namely the acquisition, analysis and reporting of utility costs and usage for commercial, institutional and industrial clients.