Application service provider (ASP) services for hosting the computer software applications of others; application service provider services, namely hosting of software on a global computer network for others; design, development and programming of computer software; website design services; software as a Service (SAAS) services featuring personal financial database software to assist with financial planning; software as a Service (SAAS) services featuring educational software containing topics of instruction in financial planning; software as a Service (SAAS) services featuring software for on-line financial planning services, namely, the creation of personalized strategies to achieve financial objectives.

Telecommunications products, namely, telephones; telephone systems, comprised of a handset and console unit with console features, namely, standard telephone functions, one-touch dialing, call progress monitoring, group listening, clock/calendar and alarm, electronic display, and modules for features, namely, automatic dialing, call restriction, stored message recall, and custom calling; cordless telephones; speakerphones, also known as hand free telephone apparatus; telephone dialers; telephone station message detail recorders; mobile telecommunication equipment comprising a control telephone unit, transceiver and antenna; mobile telephones and component parts thereof; battery power plants for use in providing and managing energy supply requirements in the telecommunications industry; clock radio telephones; computers; lightwave data links, namely, transmitters and receivers; modems; telephone installation apparatus, namely, phonemounts, dual outlet adaptors, telephone outlets, modular jacks, wire junctions and plug-in converters; interactive television units for acquisition of information from data bases; telecommunications switching apparatus; facsimile machines; document scanner, namely, focusing lenses, image detectors, memory units, circuit boards and interface units; computer programs for managing telecommunications networks; voice and data transmitting, carrying and receiving equipment, namely, telecommunication carriers, central office and remote terminals, channel banks, electronic plug-ins and pair-gain apparatus; network multiplexer; data communication multiplexers and concentrator; videotex terminals; and electric emergency call units; telephone answering machines; videophones, pagers; fiber optic cable; copper cable and wire; fiber optic connectors; integrated circuits; microprocessors; microprocessor based communicators, namely, writing styli and tablets that enable individuals to communicate over a wired or wireless telecommunications network; video teleconferencing products, namely, switches, modems, speakers and video display tubes; computer programs for developing other computer programs; networking software which facilitates exchange of data between two or more computers within a local area network or a wide area network; computer operating system software; database management, remote collaboration software, namely, software which permits sharing of applications between remote users connected by telephone; drivers, utilities, cache optimization computer programs, namely, computer programs which efficiently stores and retrieves programs and data in a high speed memory system designed to hold upcoming to-be-accessed and/or recently-accessed data; inventory tracking, namely, computer and software for inventory tracking, diagnostic, electronic messaging, and signature verification; process management software, namely, software which enables users to design, execute, manage, administer and automate business processes; computer programs for converting images into digital form for storage on a database; multimedia software, namely, computer programs for facilitating conferences among persons in different locations through the use of cameras and headsets to transfer voices and visual images of participants and to transfer data among the participants; memory storage units; point of sale computer terminals; automated teller machines; communications and networking systems comprised of gateways, adapter boards, routers, hubs, network and gateway servers and wireless network adapters; self-service computer terminals; computer keyboards; computer display terminals, namely, computer monitors; computer printers; change dispensing devices; computer hardware, namely, check processing equipment for use in a financial environment, namely, imaging, sorting, balancing, reading, encoding and endorsing; optical document scanners; peripheral interface boards; bar code scanners; signature capture devices; integrated circuit chips; personal computers; laptop computers.

Providing information in connection with automobile sales and enabling customers to make purchases of automobiles by means of a global computer network, by mail, courier, telephone and facsimile, including creating, maintaining, and providing access to an electronic database; on-line buying service for the purchase and sale of tickets to sport events, concerts, shows and other attractions by means of a global computer network, by mail, courier, telephone and facsimile; providing information about insurance sales and enabling customers to purchase insurance all by means of a global computer network, by mail, courier, telephone and facsimile; computerized on-line search and ordering service featuring the wholesale and retail distribution of books, music, motion pictures, multimedia products and computer software in the form of printed books, audiocassettes, videocassettes; compact discs, floppy disks, CD Roms, and direct digital transmission; retail on-line department store services available through computer communications featuring telecommunications products, electronics, books, clothing, shoes, consumer electronic products, toys, foods, beverages, phone records, video tapes, compact discs, computer software, linens, jewelry, furniture and medicines; retail on-line stores available through computer communications featuring telecommunications products, electronics, books, clothing, shoes, consumer electronic products, toys, foods, beverages, phone records, video tapes, compact discs, computer software, linens, jewelry, furniture and medicines; computerized on-line ordering featuring general merchandise and general consumer goods; providing a commercial information agency by means of a global computer network; providing a searchable database in the field of business information available via a global computer network; dissemination of advertising for others via an on-line electronic communications network; providing a searchable on-line advertising guide featuring the goods and services of other on-line vendors; database management services; and computer services, namely, providing directories for telephone numbers, business addresses, electronic mail addresses, network home page addresses, addresses and telephone number of people, places and organizations; advertising, namely, advertising and promoting the goods and services of others; business management; business administration; business intermediary services, namely, business brokerage, namely, intermediary services for the sale and purchase of goods and services of others, auction services; classified advertising services; mail order sales featuring books, clothing, shoes, consumer electronic products, toys, foods, beverages, phone records, video tapes, compact discs, computer software, linens, jewelry, furniture and medicines; sales promotion of the goods and services of others; business information services; providing a searchable on-line database featuring goods and services of others in the field of finance, insurance, banking, real estate and vehicles; providing a searchable on-line advertising guide featuring the goods and services of other on-line vendors; database management services; computer services, namely, providing directories for telephone numbers, business addresses, electronic mail addresses, network home page addresses, addresses and telephone numbers of people, places, and organizations; providing multiple-user access to a global computer network; electronic transmission of data and documents concerning personal and professional information via computer terminals; providing an interactive database featuring an automatically updating travel planner; providing an interactive database featuring automatically updating address book, personal planner, date reminder and alumni and professional group links all via a global computer network; providing temporary use of on-line non-downloadable software for event scheduling and for managing, viewing and editing address books and other personal and professional contract information; computer services, namely, providing search engines for locating information, resources, and the websites of others on a global computer network; providing a wide range of general interest information via a global computer network; providing electronic greeting cards via a global computer network; auctioneering; automated and computerized trading of goods and services for others provided over a global communication information network; providing an on-line computer database in the field of business information available via a global computer network; dissemination of advertising for others via an on-line electronic communications network; computerized database management; computer services, namely, providing search engines for obtaining data on a global computer network; providing an on-line searchable database for the sale of goods and services of others; providing an on-line searchable ordering guide for locating, organizing presenting the goods and services of others;

Bill payment services, including payment processing, by means of a global computer network, by mail, courier, telephone and facsimile; providing information in connection with mortgages and related financial services and enabling customers to obtain access to mortgages and mortgage information from mortgage providers by electronic means and by mail, and telephone, and facsimile, including creating, maintaining and providing access to an electronic database; commodity trading for others; insurance services; monetary services, namely, currency exchange services; real estate agency services; credit card services; debit card services; charge card services; credit card services and financial services by means of electronic communication networks; consumer finance company services, industrial loan company services; factoring services, namely, providing loans to others; credit card servicing of consumer receivables associated therewith; commercial lending; servicing loans and extension of credit; real estate lending; mortgage financing and mortgage servicing; investment advisory and financial advisory services; venture capital investments; making equity and debt investments in corporations or partnerships; the issuance and redemption of traveler's checks; providing financial information and other information relevant to financial markets by electronic means; providing foreign exchange and financial instruments trading services by electronic means;

Telecommunications services, namely, local, long distance, and international voice, text, facsimile, video and data telecommunications services; frame relay telecommunications services; virtual network telecommunications services; electronic mail and voice mail and messaging services; electronic data transmission packet services; computer aided transmission of messages and images, namely, electronic mail and messaging services; audio and video teleconferencing services; private line voice, text, facsimile, video and data telecommunications services; integrated services digital network (ISDN) telecommunications services; transmission of voice, text, facsimile, video and data via satellite, terrestrial and undersea telecommunications links; television transmission services; 800 telecommunications services; 900 telecommunications services; switched voice, data, video and multimedia services; location independent personal communications services comprising mobile voice, data and facsimile services; digital subscriber line (DSL) telecommunications services; providing telecommunications connections to worldwide global computer networks, other computer networks, on-line services and bulletin boards; providing back bone telecommunications network services to others to enable them to display content on worldwide global computer networks, other computer networks, on-line services and bulletin boards; providing telecommunications connections to on-line information services; the transmission over cable of entertainment services and voice, video, data and facsimile telephony services; wireless telecommunications services, namely, wireless digital messaging services, wireless facsimile services and wireless voice mail services; providing and facilitating connections to telecommunication services, including local and long distance telephone services of others by electronic means, including creating, maintaining, and providing access to an electronic database through a global computer network; providing on-line chat rooms for transmission of messages among computer users concerning a wide variety of topics;

Travel agency services, namely, making reservations and bookings for transportation; providing information in connection with transportation bookings by electronic means, namely, via a computer, by mail, courier, telephone and facsimile; providing and relaying information and securing payment in connection with transportation bookings by electronic and non-electronic means, including creating, maintaining, and providing access to an electronic data base; travel agency services; transport, packaging and storage of goods, namely, packaging and transporting by freight, air and boat, storage and delivery of goods; travel clubs; providing an interactive database featuring an automatically updating travel planner; gift delivery; gift wrapping; wrapping; messenger services; packaging of articles;

Providing information about sports events, concerts, cinema, shows, and other attractions, by means of a global computer network, by mail, courier, telephone and facsimile; providing educational and entertainment services to others in the fields of music, theatre, dance, art and comedy; providing information relating to entertainment or education services to others; electronic games services, namely, operation of an Internet website for the playing of electronic games, provided by means of a global computer network; providing on-line electronic publications, namely, the operation of an Internet website for electronic publications; publication of electronic books and journals on-line;

Making reservations and bookings for temporary lodging; providing information in connection with temporary lodging; bookings by electronic means, namely, by computer, by mail, courier, telephone and facsimile; printing tickets for air travel and lodging for others; bill payment services, including payment processing, by means of a global computer network, by mail, courier, telephone and facsimile; on-line retail purchasing club; providing and relaying information and securing payment in connection with transportation bookings by electronic and non-electronic means, including creating, maintaining, and providing access to an electronic data base; travel agency services; wholesale and retail distributorship of books; computerized on-line ordering services featuring the wholesale and retail distribution of books, clothing, shoes, consumer electronic products, toys, food, beverages, phonorecords, videos, tapes, compact discs, and computer software; providing an interactive database featuring automatically updating address book, personal planner, date reminder and alumni and professional group links all via a global computer network; providing temporary use of on-line non-downloadable software for event scheduling and for managing, viewing and editing address books and other personal and professional contact information; computer services, namely, providing search engines for locating information; resources, and the websites of others on a global computer network; providing a wide range of general interest information via a global computer network; and providing electronic greeting cards via a global computer network; professional consultancy services relating to communications and the internet; compilation, storage, analysis, retrieval and provision of information; leasing access time to computer databases (other than by internet service providers); hire, rental and leasing of computer and data processing apparatus; computer programming; installation and maintenance of computer software; systems integration services; design, drawing and commissioned writing, all for the compilation of web pages on the internet; information provided on-line from a computer database or from the internet, namely, operation of an Internet website for the dissemination of news, information and entertainment; creating and maintaining web sites; hosting the web sites of others.