Vision of Financial Success

Class [036]
Financial planning, namely, general planning related to cash flow management and budgeting and coordination of all aspects of an individuals life, the foregoing being generally referred to as comprehensive financial planning or modular financial planning; Investment services, namely, investment management, mutual fund services and sales, investment funds services and sales, investing funds for others, investment management of stocks and other securities, and investment brokerage; Insurance services and sales specifically including determining appropriate amounts and coverage types for life insurance, disability insurance, critical illness insurance, long-term care insurance, travel insurance and all other types of insurance including property & casualty; Estate planning services, namely, planning for an efficient transfer, and distribution of estate assets on death, minimizing taxes on the deceased's terminal tax return and minimizing taxes in an ongoing estate; Tax planning services, specifically in the context of financial planning and estate planning consulting, namely, income tax planning and minimization, and qualification for various tax credits.