Computer software and associated user manuals for financial transaction processing, debit card processing, telecommunication transaction processing; computer software and associated user manuals for credit card processing; computer software for payment instrument processing; computer hardware and software for payment management, debit collection management, electronic commerce and information management designed to allow consumers to pay for goods and services by credit, debit or at the point of sale, over a global computer network by cheque and associated user manuals; software and associated user manuals for use in analyzing credit card expenditures and generating reports relating thereto; software and associated user manuals for use in connection with issuing credit, debit, and other cards and digitally capturing photos and other images to be placed on the cards; computer program and associated user manuals for separating a card issuer's portfolio of customers into classes of cardholders that share common behavioural characteristics; combination terminal, printer, and peripherals for use in the approval and processing of credit and debit card payments; computer software, hardware, terminals, printers, check readers, PIN pads, chip card readers, and peripherals for use in connection with cheque, credit card, and debit card transactions authorizations and payment processing services.

Data processing and billing and payment services in the fields of credit and debit cards, telephone orders; bill payment services, allowing customers to pay for goods and services by credit or debit card at the point of sale, over a global computer network, by cheque; computerized order and data processing in the fields of business sales and inventory; advertising services, namely, selective insertion of promotional and informational materials into mailings directed to credit card holders; data processing services in the field of cheque, credit card, and debit card transactions and payments; settlement services for financial transactions made via a global computer network or other electronic means; fraud management services with respect to financial, credit and debit card services; issuing credit cards and digitally capturing photos and other images to be placed on the cards; fraud detection services; providing telephone access to database information and live operators in the field of banking and financial services; account management, collection, remittance and retention services for credit and debit card issuers; settlement services for financial transactions made by cheque, credit card, and debit card; cheque, credit card, debit card authorizations; transaction capture, transaction settlement, chargeback handling, transaction reconciliation and transaction reporting; cheque, credit card, and debit card payments; automated credit card application fraud detection services; computer services, namely, providing interactive databases in the field of credit card issuance; providing access to a computer database containing a wide range of information relevant to credit card issuers; credit card fraud prevention services; computer voice and audio programming services; computer disaster recovery planning for financial institutions in the event of natural disasters, power outages, equipment failures and other business interruptions.

Providing business data analysis services and customized communication programs to obtain consumer insights.

Customer loyalty services for commercial, promotional and advertising purposes; financial services, namely electronic payment transaction processing services, electronic transfer of money, issuing electronic stored-value cards; and loyalty program payment processing services; telecommunications services, namely, providing electronic message alerts via the internet and mobile devices notifying merchants of payment reconciliation and disputes; telecommunications gateway services, namely, providing processing of electronic payment transactions over a global computer network; sale and leasing of computer hardware and peripheral equipment for use in point of sale transactions.

Promoting and marketing the goods and services of others by distributing advertising materials, coupons, vouchers and discount offers via email and text messages; providing tracking, analysis and reporting for electronic incentive programs; promotional services, namely, promoting the goods and services of others by means of operating an online marketplace that allows consumers to purchase electronic gift cards; providing incentive award programs for others through the issuing, distribution, and processing of stored value cards and coupons for use at participating businesses; business information management, namely electronic reporting of business analytics, market information and market research; financial services, namely, providing electronic stored value card services via a global computer network and mobile device, the redemption and processing of payments and discounts for electronic incentive programs, and mobile financial services, namely bill payment services, electronic funds transfer services and providing information relating to financial accounts via a wireless network; securely managing access to data on SIM cards, SD cards, and mobile devices via a wireless network; computer services, namely, providing an interactive web site featuring technology that allows users to connect to payment processing platforms; secure payment transaction services namely, providing encryption, decryption and tokenization services of payment card data.

Computer software, namely, mobile and browser applications for use in business-to-business payment services that allows customers to update and receive commercial financial transaction data, consumer data and customer data stored in an individual's and/or enterprise's computer database in real time with full telephony integration of the telephone and Internet browser features of the mobile device.

Application service provider in the field of mobile sales providing software for use in updating and receiving commercial financial transaction data, consumer data and customer data for the sale and on-boarding of merchant payment services namely credit and debit card acquiring, electronic check processing and gift card issuing, that is stored in an individual's and/or enterprise's computer database in real time for use with a mobile device and with full telephony integration of the telephone and Internet browser features of the mobile device.

Secure payment transaction services, namely, providing encryption, decryption and tokenization services of payment card data.

Office equipment, namely computers, facsimile machines and photocopiers and microcomputers.

Operation of a business selling office equipment; operation of a business repairing computer components.

Computer software and associated user manuals for financial transaction processing, debit card processing, telecommunication transaction processing; computer software and associated user manuals for credit card processing; computer software for payment instrument processing; computer hardware and software for payment management, debit collection management, electronic commerce and information management designed to allow consumers to pay for goods and services by credit, debit or at the point of sale, over a global computer network by cheque and associated user manuals; software and associated user manuals for use in analyzing credit card expenditures and generating reports relating thereto; software and associated user manuals for use in connection with issuing credit, debit, and other cards and digitally capturing photos and other images to be placed on the cards; computer program and associated user manuals for separating a card issuer's portfolio of customers into classes of cardholders that share common behavioural characteristics; combination terminal, printer, and peripherals for use in the approval and processing of credit and debit card payments; computer software, hardware, terminals, printers, check readers, PIN pads, chip card readers, and peripherals for use in connection with cheque, credit card, and debit card, transaction authorizations and payment processing services.

Data processing and billing and payment services in the fields of credit and debit cards, telephone orders; bill payment services, allowing customers to pay for goods and services by credit or debit at the point of sale, over a global computer network, or by cheque; computerized order and data processing in the fields of business sales and inventory; advertising services, namely, selective insertion of promotional and informational materials into mailings directed to credit card holders; data processing services in the field of cheque, credit card, and debit card, transactions and payments; settlement services for financial transactions made via a global computer network or other electronic means; fraud management services with respect to financial, credit and debit card services; issuing credit card and digitally capturing photos and other images to be placed on the cards; fraud detection services; providing telephone access to database information and live operators in the field of banking and financial services; account management, collection, remittance and retention services for credit and debit card issuers; settlement services for financial transactions made by cheque, credit card, and debit card; cheque, credit card, and debit card authorizations; transaction capture, transaction settlement, chargeback handling, transaction reconciliation and transaction reporting; cheque, credit card, and debit card payments; automated credit card application fraud detection services; computer services, namely, providing interactive databases in the field of credit card issuance; providing access to a computer database containing a wide range of information relevant to credit card issuers; credit card fraud prevention services; computer voice and audio programming services; computer disaster recovery planning for financial institutions in the event of natural disasters, power outages, equipment failures and other business interruptions.