Outsourcing of insurance services; mail order pharmacy services; business administration of pharmacy reimbursement programs; management services provided to pharmacies for controlling drug inventories; pharmaceutical services, namely, processing online and telephone prescription orders in retail and central fill pharmacies; administration of pre-paid health care plans; administrative processing of insurance claims; administering combined health, dental, drug, life and disability plans; administration services in the field of group and individual combined benefit and insurance plans; administration services in the field of health care, dental plans and out-of-the-country travel insurance; Administration of individual benefit insurance plan; Administration of group and individual benefit insurance plans; administration of group and individual benefit insurance plans and services, namely out-of-country emergency medical travel insurance, namely single-trip plans and multi-trip annual plans, trip-cancellation or interruption plans, baggage loss, damage and delay plans; administration of group insurance services by which sponsors of employee group health, dental, drug, life and disability plans can provide plan members access to a preferred provider of central-dispensing pharmacy services, prescription drugs, pharmaceuticals and health care products, free home delivery, pharmacist counselling and refill reminder services; health management services, namely, medication reminder services, prescribed time period general health and wellness challenges; promoting public awareness of the need for and the importance of education and service that advance healthcare and oral healthcare; Health management services, namely health promotion education; Providing customized management, adjudication and administration services relating to health, dental, drug, life and disability benefits, namely, the administration of group and individual insurance plans consisting of drug, extended health, dental, drug, life and disability insurance, to insurance carriers, claims paying third party processors and para-public organizations; Health management services, namely health promotion education, and tools to support health risk prevention; Health management services, namely health risk assessments, online educational modules and materials, and digital logs for tracking behaviour change and improving medication adherence; Administration of health care and dental programs, namely health, dental, drug, life and disability benefits plans and insurance coverage provided to groups and individuals in respect to the cost of social and extended health care services namely health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products, extended health care and out-of-country travel coverages with respect to such benefits and services; Operation of a business providing services to groups and individuals on a prepaid basis or on an administrative services only basis, of the cost of social services and extended services of providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products, extended health care and out-of-country travel coverage with respect to such health, dental, drug, life and disability benefits and flexible benefit plans including health benefits; Providing analysis and reports regarding health, dental, drug, life and disability plan utilization by group clients, with reference to the existing database of the applicant and other similar organizations within the industry, including in respect to current and future costs, drug usage and fluctuations in use, drug spending year over year and by category, dental procedures year over year and by category, claims patterns and correlation of drug usage to clinical diagnostic parameters in order to assess the potential for development of certain medical conditions, health care industry trends and the impact of new drugs; assessment of coverage in respect to social services and extended health care services and projected health plan costs, as well as recommendations for cost controls and improved quality of health care and health outcomes; Client reporting information services, namely reporting system entailing the provision of various reports to group clients containing information and details relating to the product lines subscribed for by such clients, including in respect to a group's revenue versus claims experience, a listing of the top drugs, a summary of dental procedures by categories; Facilitation of the provision to groups and individuals on a prepaid basis or on an administrative services only basis, of the cost to such individuals of extended health care services; Services of the provision to groups and individuals on a prepaid basis or on an administrative services only basis, of the cost to such individuals of extended services of providers of dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; Drug identification and advisory services; services of advising individuals of possible interactions between prescription drugs purchased by or for them; Services of providing advice on ways to improve dental care; conducting, using appropriate medical personnel, medical audits on persons and groups of persons to detect possible dental problems; service of verifying that dental condition which employee benefits are claimed actually exist and are being treated properly; Services of providing advice on ways to improve health; conducting, using appropriate medical personnel, medical audits on persons and groups of persons to detect possible health problems; service of verifying that medical conditions for which employee benefits are claimed actually exist and are being treated properly; services of billing clients and managing all their benefits in the health benefits field; managing and providing an online marketplace featuring third party product and service providers; Outsourcing of administration services in the field of employment benefits; consulting services in the field of development and implementation of computer technology, namely software in the field of tele-health and e-health; administration and consultancy services in the field of employee benefits; administration of employee benefit plans; outsourcing of billing services and reporting services in the field of employee benefits; business administration and management in the field of employee benefits; business administration services in the field of employee benefits; administration of file storage of employee benefits and human resources data; administration of prescription drug programs designed to process medical insurance claims for products used by consumers; administration of prescription drug programs designed to process medical insurance claims for services used by consumers; administrative services relating to dental health insurance; administrative services relating to referrals for insurance agents; insurance claims auditing services; insurance plan administration; outsourced administrative management of insurance agencies; providing insurance agent referrals; advertising services to promote public awareness on health issues; advertising services for promoting public awareness of the benefits of physical activity; consulting services in the field of patient relationship management for healthcare providers; cost management in the field of health care; data processing services in the field of healthcare; health care cost review; administration of employee benefit plans; analysis of market research data and statistics; business management services relating to information and data compiling and analyzing; data processing services in the field of healthcare; database management; outsourcing of human resources services; arranging, organizing and conducting exhibitions for promoting public awareness of the mental health and wellness; business networking meetings in the fields of health and wellness; advisory services relating to business administration; advisory services relating to business management and business operations; advisory services relating to business planning; consulting in the field of hospital operations management; providing focus group services; human resources administration; human resources management; promotion of financial services, on behalf of third parties; financial records management

Insurance services; group insurance services; insurance services namely, services consisting of the administration of extended health, dental, drug, life and disability plans and out-of-country travel insurance; insurance claims adjusting; insurance claims processing; insurance consultancy; insurance underwriting; insurance brokerage; providing information in insurance matters; insurance agency services; providing insurance information and consultancy; providing information on health, dental, drug, life, travel and disability insurance benefit plans; automated claims adjudication services, namely, providing electronic processing of insurance claims and payment data relating to prepaid health, dental, drug, life, travel and disability benefits plans and insurance coverage provided to groups and individuals in respect to the cost of social and extended health care services namely health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products, extended health care and out-of-country travel coverage with respect to such benefits and services; providing information on health, dental, drug, life and disability benefit plans; financial administration of employee benefits plans; financial management of employee benefits plans; insurance consulting services in the field of health, dental, drug, life travel and disability insurance plans; pharmacy benefit management services; financial administration of pharmacy reimbursement programs and services; selling and distributing combined health, dental, drug, life, travel and long term disability plans; providing information, insight, analysis, alerts and recommendations based on a user's insurance plan activity; provision of online electronic access for employers and employees to perform group benefit plan enrollment and the selection and administration of group benefits, plans and policies; community support services, namely providing financial support to registered charitable, non-profit organizations, and/or social enterprise organizations that provide front-line health care such as dental, vision and prescription drugs and related other health care services, and that also act as a liaison to other service providers involved in housing, education, employment assistance, food, clothing, as a part of a general health and welfare offering to those in need, including the homeless, the working poor and those on social assistance; advocating for and providing funding for oral health care through sponsoring research projects, funding dental clinics and oral health care educational programs; Insurance services, namely, providing access to a digital benefits assistant via the Internet and downloadable mobile applications to help users manage their group and individual heath and dental benefit insurance plans; providing information on providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; service of paying insurance benefit claims; services of providing health benefit plans which deliver cost containment, health protection and the freedom of choice in health benefits; services of providing personal and group travel insurance; services of providing a health spending account for employee benefits in connection with healthcare needs; insurance services, namely providing employee benefit accounts, employee allowance accounts, employee health spending accounts and personal insurance accounts; services of providing a health spending account for groups of employees; providing financial planning for retirement; ; consulting and information concerning insurance; financial evaluation for insurance purposes; financial administration of insurance; insurance claims adjusting; insurance claims administration; insurance claims processing; insurance for businesses; insurance underwriting; providing advice to better understand various insurance products; providing insurance information; providing information via the internet on insurance and insurance services

Providing access to a data-base containing analysis and insights about health, dental, drug, life, travel and disability benefit plans; providing access to a digital benefits assistant via the Internet and downloadable mobile applications to help users manage their group and individual health, dental, drug, life, travel and disability benefit insurance plans; online services for searching, sorting, filtering, flagging, tagging, editing, uploading, downloading, displaying, linking and sharing information about third party product and service providers, namely providing access to a website which allows users to search, sort, filter, flag, tag, edit, upload, download, display, link and share information about third party product and service providers; online services for ranking, rating, and reviewing third party product and service providers, namely providing access to a website which allows users to rank, rate, and review third party product and service providers; online services for providing electronic communication between third party service providers and registered users for scheduling and cancelling appointments, namely providing access to a website which allows electronic communication between third party service providers and registered users for scheduling and cancelling appointments; online services to match third party offers for products and services to registered users, namely providing access to a website which allows registered users to locate third party offers for products and services; online services for processing payments by registered users to third party product and service providers, namely providing access to a website which allows registered users to process payments made by credit cards or debit cards to third party product and service providers; providing access to a website which provides automated insurance and employee benefits information and consultancy; providing access to a database containing group and individual health, dental, drug, life and disability health and dental benefit insurance plans, benefit plans, insurance claims, status, benefit eligibility and spending account balances; providing access to a database containing information on providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products, extended health care and out-of-country travel coverage with respect to such benefits and services; providing access to a database containing information on the processing of claims, the adjudication of claims and payment of benefits pertaining to health, dental, drug, life and disability insurance plans; providing access to a database containing information on prescription drugs purchased by or for an individual to determine possible interactions between them; distribution of podcasts directed at employers and plan sponsors and insurance brokers and consultants and plan advisors which cover topics on the latest trends and issues in the area of health, dental, drug, life, travel and disability benefits and insurance, namely drug coverage and costs, health, dental, drug, life and disability insurance plans and benefits, mental health and wellness; podcasting of drug coverage and costs, health, dental, drug, life and disability insurance plans and benefits, mental health and wellness; providing access to a databases containing publications, photographs, graphics, audio books and podcasts giving information on drug coverage and costs, health, dental, drug, life and disability health matters, and on group and individual medical health, dental, drug, life and disability , dental and legal benefit plans and administration of such plans; providing access to a database containing drug identification and advices; providing access to a database containing information on actual and proposed employee benefits, safety and health care; providing access to a database containing information on health, dental, drug, life and disability health and dental insurance benefit plans, mental health and wellness; providing access to a database containing information in insurance matters; providing access to a database containing information on pharmacy benefit management, financial administration of pharmacy reimbursement programs and services, selling and distributing combined health, dental, drug, life and long term disability plans, group benefit plan enrollment and the selection and administration of group benefits, plans and policies, information on providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; providing access to a database containing information on community support services; providing access to a database containing information directories that may be downloaded from the global computer network; providing access to online databases, appointment scheduling, expense management, text messages, photographs, graphics, music, audio books, podcasts, and voice messages; providing access to a database containing insurance quote requests, insurance policy management, insurance underwriting, insurance risk management, insurance claims, insurance claims adjustment and insurance claims processing; providing access to a database containing information on donations for charitable purposes; providing access to a database containing information on the integration of artificial intelligence and machine learning in the field of Big Data; providing access to a database containing mental health assessment, mental health screening and mental health symptom summary; providing access to a database containing publications in the field of mental health and wellness; providing access to a database containing information regarding counsellors, therapists and mental health care providers; providing access to a database containing information on the progress of cognitive behavioural therapy sessions in the field of mental health and wellness and electronic patient records; providing access to a database containing educational modules in order to manage physical and mental health and wellness; providing access to a database containing training courses, training materials, and training regimens for physical and mental health, wellness and health care learning programs, and user exercises for reinforcing physical and mental health, wellness and health care skill development learning programs; providing access to a database containing training and education programs for individuals and companies; providing access to a database containing pharmacy reimbursement programs, drug inventories, prescription orders, pre-paid health care plans, insurance claims, benefit and insurance plans; providing access to a database containing information on prescription drugs, pharmaceuticals and health care products, home delivery, pharmacist counselling and refill reminder services, medication reminder services, prescribed time period general health and wellness challenges; providing access to a database containing information on public awareness of the need for and the importance of education and service that advance healthcare and oral healthcare; providing access to a database containing current and future costs, drug usage and fluctuations in use, drug spending year over year and by category, dental procedures year over year and by category, claims patterns and correlation of drug usage to clinical diagnostic parameters in order to assess the potential for development of certain medical conditions, health care industry trends and the impact of new drugs; providing access to a database containing assessment of coverage in respect to social services and extended health care services and projected health plan costs, as well as recommendations for cost controls and improved quality of health care and health outcomes; providing access to a database containing reports relating to the product lines subscribed for by group insurance clients, including in respect to a group's revenue versus claims experience, a listing of the top drugs, a summary of healthcare procedures by categories; providing access to a database containing advice on ways to improve healthcare, detection of possible health problems and medical condition for which employee benefits are claimed actually exist and are being treated properly; providing access to a database providing information for patient relationship management for providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; providing access to a database containing information on administration of employee benefit plans; providing access to a database containing information and educational materials in the fields of health and wellness; providing access to a database containing education modules and health related articles to promote good health and positive health outcomes, and tools to support health risk prevention, namely, health risk assessments and targeted plans to promote general health and wellness; providing access to a database containing information on tracking activity levels and setting goals, namely, health risk assessments, online educational modules and materials, and digital logs for tracking behaviour change; providing access to a database containing information and educational materials in the field of insurance claims administration, and cost containment and claims management strategies; providing access to a database containing educational programs and tools designed to facilitate and enhance insurance claims administration services, and the claims management process; providing access to a database containing educational information and guidance relating to insurance plan management, coverage and eligibility for benefits; providing access to a database containing information and educational materials in the fields of physical and mental health and wellness; providing access to a database containing tools to support health risk prevention, namely health risk assessments, online educational modules and materials, and digital logs for tracking behaviour change and improving medication adherence; providing access to a database containing educational information and guidance relating to insurance plan management, coverage and eligibility for benefits; providing access to a database containing information on actual and proposed employee benefits, and safety and health care information, by computer to employees of client companies; providing access to a database containing educational information, commentary and articles, publications, newsletters, bulletins and video clips in the field of mental and physical health and wellness; providing access to a database containing visual and audio recordings featuring mental health and wellness; providing access to a database containing guidance to users of cognitive behavioural therapy for individuals and employees through educational modules in order to manage mental health and wellness; providing access to a database containing training and education programs for individuals and companies; providing access to a database containing information for managing, tracking, and displaying progress of training and education programs for individuals and companies; providing tools and information on health promotion education through a website; providing access to a database containing development and implementation of computer technology, namely software in the field of tele-health and e-health; providing access to a database containing electronic patient health records, history of electronic messages exchanged between patients and providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products and tele-health information; providing access to a database containing records of patients, providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products, nurses, clinics and hospitals; providing access to a database containing medical treatment information provided by providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services and nurses by means of telephone, text messaging and video conferencing, of telemedicine; providing access to a database containing information on employee benefits, including enrollment, billing, reporting, banking of hours; providing access to a database containing information on human resource administration; providing access to a database containing information on the administration and consultancy services in the field of employee benefits; providing access to a database containing information on the administration of employee benefit plans; providing access to a database containing information on the outsourcing of billing services and reporting services in the field of employee benefits; providing access to a database containing information on the business administration and management in the field of employee benefits; providing access to a database containing information on the business administration in the field of employee benefits; providing access to a database containing file storage of employee benefits and human resources data; providing access to a database containing information on deployment of cloud computing environments in the field of infrastructure as a service [IaaS]; providing access to a database containing information on the virtual computer systems and virtual computer environments; providing access to a database containing information on the human resources management; providing access to a database containing information on the administration of employee benefits, namely enrollment, billing, reporting, banking of hours; providing access to a database containing information relating to retirement planning and personal financial planning; providing access to databases; providing access to an Internet discussion website; providing access to an Internet chatrooms; providing user access to search engines; web video conferencing services; web conferencing services; teleconferencing and web conferencing services; providing access to an electronic exchange of medical records across a nationwide health information network; email transmission of data and documents via computer terminals; providing access to a website providing users with secure remote access to private computer networks; website forwarding services

: Information and educational services in the fields of health and wellness, namely, education modules and health related articles to promote good health and positive health outcomes, and tools to support health risk prevention, namely, health risk assessments and targeted plans to promote general health and wellness; tracking activity levels and setting goals, namely, health risk assessments, online educational modules and materials, and digital logs for tracking behaviour change; information and educational services in the field of insurance claims administration, and cost containment and claims management strategies; educational programs and tools designed to facilitate and enhance insurance claims administration services, and the claims management process; provision of educational information and guidance relating to insurance plan management, coverage and eligibility for benefits; Information and educational services in the fields of health and wellness; tools to support health risk prevention, namely health risk assessments, online educational modules and materials, and digital logs for tracking behaviour change and improving medication adherence; provision of educational information and guidance relating to insurance plan management, coverage and eligibility for benefits; supplying information on actual and proposed employee benefits, and safety and health care information, by computer to employees of client companies; information and educational services in the management and provision of an online marketplace featuring third party product and service providers; provision of guidance to users of cognitive behavioural therapy for individuals and employees through educational modules in order to manage mental health and wellness; provision of training and education programs for individuals and companies; provision of an online platform for managing, tracking, and displaying progress of training and education programs for individuals and companies; tools and information on health promotion education; Information and educational services in the employee benefits, namely enrollment, billing, reporting, banking of hour, human resource administration, human resources management; information and educational services in the administration and consultancy services, the business administration and management in the field of employee benefits; information and educational services in employee health benefits and savings; information and educational services in self-insurance benefit product with stop-loss insurance namely, insurance which manages the risks associated with self-insurance for unforeseen employee benefit needs; Informational and educational services in the field of retirement planning and financial planning; providing non-downloadable educational information, commentary and articles in the field of mental and physical health and wellness through a website; providing non-downloadable educational video clips in the field of mental and physical health and wellness through a website; providing online electronic publications, not downloadable, in the nature of electronic newsletters in the field of healthcare marketing; providing online non-downloadable visual and audio recordings featuring mental health and wellness

Design and hosting of online portals in the fields of administering employee benefits and group insurance plans; database development services in the field of healthcare, telemedicine, tele-health and e-health; Installation, enhancement, customization, maintenance and technical support of computer systems and computer software for the health, dental, drug, life, travel and disability insurance industry and for the employee benefits industry; Automated claims adjudication system relating to prepaid health, dental, drug, life and disability benefits plans and insurance coverage provided to groups and individuals in respect to the cost of social and extended health care services namely health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products, extended health care and out-of-country travel coverage with respect to such benefits and services; Automated claims adjudication system for employee benefits plans; services of providing an on-line portal for employees to access suppliers and practitioners and vice-versa, as a directory or marketplace and suppliers will be able to perform basic financial transactions on behalf of client employees using a secure verification tool; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing insight and analysis about health, dental, drug, life, travel and disability insurance plans and benefit plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing and providing information regarding group and individual health, dental, drug, life, travel and disability benefit insurance plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for employers and employees to perform group benefit plan enrollment and the selection of group insurance benefits, plans and policies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for submitting and administrative processing of group and individual health, dental, drug, life, travel and disability insurance claims, for checking claim status, insurance and benefit eligibility and spending account balances; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for accessing, monitoring, tracking, searching, saving, and sharing information on providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for processing of claims pertaining to health, dental, drug, life, travel and disability insurance plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for payment of benefits pertaining to health, dental, drug, life, travel and disability insurance plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software to identify prescription drugs purchased by or for an individual to determine possible interactions between them; drug identification and advisory software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing virtual assistant services; voice command and recognition software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software to link companies to an outside employee benefit provider, for the purpose of transmitting information on actual and proposed employee benefits, safety and health care; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing employee benefit accounts, employee allowance accounts and employee health spending accounts; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing advertisements, messages and location-based advertisements featuring third party products and services to registered users; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing a marketplace featuring third party product and service providers; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for searching, sorting, filtering, flagging, tagging, editing, uploading, downloading, displaying, linking and sharing information about third party product and service providers; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for ranking, rating, and reviewing third party product and service providers; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for enabling electronic communication between third party product and service providers and registered users for scheduling and cancelling appointments; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for processing payments by registered users to third party product and service providers; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing information to registered users in the fields of accounting, human resource management, employee benefits administration, payroll, business productivity and personal information management for businesses, financial information for individuals in the fields of financial planning, financial investment advice, RRSPs, RESPs, mutual funds, investment funds, employee benefits, healthcare, insurance and reimbursement claims, and financial information for businesses in the fields of financial planning, financial investment advice, RRSPs, RESPs, mutual funds, investment funds, employee benefits, healthcare, insurance and reimbursement claims; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing automated insurance information and consultancy; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for selling and distributing health, dental, drug, life, travel and long term disability insurance plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing digital community support services in the fields of health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing access to a digital benefits assistant; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing and processing the payment of insurance benefit claims; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for controlling drug inventories and for processing online and telephone prescription orders in retail and central fill pharmacies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing pre-paid health care plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for administration of group insurance by which sponsors of employee group health, dental, drug, life, travel and disability plans can provide plan members access to a preferred provider of central-dispensing pharmacy services, prescription drugs, pharmaceuticals and health care products, free home delivery, pharmacist counselling and refill reminder services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for personal health management, including, medication reminders, monitoring and tracking of activity parameters, monitoring and tracking of personal health parameters, and providing general health and wellness challenges; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for health management, namely for providing educational content regarding personal health; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for health management, namely to provide tools to enable health risk prevention; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for health management, namely for performing health risk assessments, for tracking behaviour change and improving medication adherence; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for analysis and reporting regarding health, dental, drug, life, travel and disability plan utilization by group clients, with reference to the existing database of the applicant and other similar organizations within the industry, including in respect to current and future costs, drug usage and fluctuations in use, drug spending year over year and by category, healthcare procedures and services year over year and by category, claims patterns and correlation of drug usage to clinical diagnostic parameters in order to assess the potential for development of certain medical conditions, health care industry trends and the impact of new drugs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for assessment of cost of coverage in respect to social services and extended health care services and projected health plan costs, as well as providing recommendations for cost controls and improved quality of health care and health outcomes; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for compiling, analyzing and tracking data on persons and groups of persons to detect possible health problems; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for automating referrals for insurance agents; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for insurance claims auditing; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for outsourced administrative management of insurance agencies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for patient relationship management for healthcare providers; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for cost management in the field of healthcare; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for data processing in the field of healthcare and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for health care cost review; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for the management of employee benefit plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for analysis of market research data and statistics; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for database management; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for outsourcing of human resources services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for outsourcing of administration services in the field of employment benefits; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for use in solving problems using artificial intelligence in the field of group and individual health, dental, drug, life, travel and disability insurance services, employee benefits and savings, human resource administration, health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software using artificial intelligence in insurance underwriting, insurance risk management, insurance claims adjustment and insurance claims processing; artificial intelligence based software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for pattern discovery, recognition, classification, segmentation, regression, decision support and visualization in the field of group and individual health, dental, drug, life and disability insurance services, employee benefits and savings, human resource administration, health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for group and individual health, dental, drug, life and disability insurance services, to facilitate or provide health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, utilizing artificial intelligence, machine learning, deep learning, statistical learning, supervised learning, unsupervised learning, data mining, business intelligence and predictive analytics; artificial intelligence, deep learning, and machine learning software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing group and individual health, dental, drug, travel, life and disability insurance services, to facilitate the provision of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, for managing, assessing, reporting, analyzing, compiling and comparing insurance underwriting, insurance risk management, insurance claims, insurance claims adjustment and insurance claims processing, for analyzing and comparing digital images, and for compiling and analyzing self-reported information; artificial intelligence, deep learning, and machine learning software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing employee benefits, human resource administration and human resources services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for compiling and managing data; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for database management, data storage, data mining, data compilation, data access and reporting, scheduling, data migration, data administration, and data analysis using artificial intelligence and machine learning algorithms; Software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing employee benefits and employee benefit plans, including enrollment, billing, reporting, banking of hours; Software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software in the field of human resource administration; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for the outsourcing of billing services and reporting services in the field of employee benefits; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for the financial administration of employee benefits plans; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for the retention and organization of employee benefits and human resources data; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for human resources management; Software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing information on mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing users with access to a mental health care platform for completing an assessment based on screening instruments for symptom summary, mental health and wellness needs ; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing for interaction of an user with a conversational user interface in the field of mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing users with access to a mental health care platform for providing a database of counsellors, therapists and mental health care providers, for searching, saving and matching users with counsellors, therapists and health care providers in the field of mental health and wellness, for scheduling, booking, communicating by phone, in-app messaging, email, video and in person with counsellors, therapists and health care providers, for counselling in the field of mental health and wellness and for tracking, monitoring and saving the evolution of mental health and wellness of users; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing users with access to a mental health care platform for medical collaborative care services, financial, human resources, management and career advisory services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing interaction of an user with a conversational and videoconference user interface in the field of mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing electronic patient records for the purpose of delivering healthcare and wellness services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing guidance to users of cognitive behavioural therapy for individuals and employees through educational modules in order to manage mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for tracking and monitoring progress of cognitive behavioural therapy sessions in the field of mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software providing for built-in notifications and encouragements for improving in mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for assigning, booking and obtaining counselling with coaches by phone, in-app messaging, email, video conference in the field of mental health; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for mental health, wellness and health care coaching utilizing artificial intelligence in support of mental health, wellness and health care learning programs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing user-specific recommendations for training courses, training materials, and training regimens for mental health, wellness and health care learning programs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing user exercises for reinforcing mental health, wellness and health care skill development learning programs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing, tracking, and displaying progress of training and education programs for individuals and companies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing, tracking, and displaying progress of training and education programs for individuals and companies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing information on mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing users with access to a mental health care platform for completing an assessment based on screening instruments for symptom tracking, mental health and wellness needs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing for interaction of an user with a conversational user interface in the field of mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing users with access to a mental health care platform for providing a database of counsellors, therapists and mental health care providers, for searching, saving and matching users with counsellors, therapists and health care providers in the field of mental health and wellness, for scheduling, booking, communicating by phone, in-app messaging, email, video and in person with counsellors, therapists and health care providers, for counselling in the field of mental health and wellness and for tracking, monitoring and saving the evolution of mental health and wellness of users; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing users with access to a mental health care platform for medical collaborative care services, financial, human resources, management and career advisory services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing interaction of an user with a conversational and videoconference user interface in the field of mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing electronic patient records for the purpose of delivering patient care; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing guidance to users of cognitive behavioural therapy for individuals and employees through educational modules in order to manage mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for tracking and monitoring progress of cognitive behavioural therapy sessions in the field of mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software providing for built-in notifications and encouragements for improving in mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for assigning, booking and obtaining counselling with coaches by phone, in-app messaging, email, video conference in the field of mental health; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for mental health, wellness and health care coaching utilizing artificial intelligence in support of mental health, wellness and health care learning programs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing user-specific recommendations for training courses, training materials, and training regimens for mental health, wellness and health care learning programs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing user exercises for reinforcing mental health, wellness and health care skill development learning programs; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing, tracking, and displaying progress of training and education programs for individuals and companies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for managing, tracking, and displaying progress of training and education programs for individuals and companies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software to facilitate the provision of virtual health care services to patients consisting of online physical examination and mental health consultations with providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, social services by telephone, email, text messaging and video conferencing, provision of referrals to medical specialists, medical prescription renewals and medication deliveries; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for provision of medical records to patients, providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software to facilitate the online provision of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, social services, human resource services, by means of telephone, text messaging and video conferencing; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for the provision of telemedicine services; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing information and education in the fields of health and wellness, namely, education modules and health related articles to promote good health and positive health outcomes, and tools to support health risk prevention, namely, health risk assessments and targeted plans to promote general health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for tracking activity levels and setting goals, namely, health risk assessments, educational modules and materials, and digital logs for tracking behaviour change; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing information and educational services in the field of insurance claims administration, and in particular, cost containment and claims management strategies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing educational programs and tools designed to facilitate and enhance insurance claims administration services, and in particular, the claims management process; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for the provision of educational information and guidance relating to insurance plan management, coverage and eligibility for benefits; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software to enable health risk prevention programs, namely health risk assessments, online educational modules and materials, and digital logs for tracking behaviour change and improving medication adherence; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for the provision of educational information and guidance relating to insurance plan management, coverage and eligibility for benefits; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for supplying information on actual and proposed employee benefits, and safety and health care information, by computer to employees of client companies; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software providing educational information, commentary and articles in the field of mental and physical health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing downloadable educational video clips in the field of mental and physical health and wellness through a website; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing electronic publications in the nature of electronic newsletters and bulletins in the field of healthcare marketing; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing downloadable visual and audio recordings featuring mental health and wellness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for fraud detection in the field of health, dental, drug, life and disability insurance; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for investigation related to insurance claims; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for fraud management and detection in the field of health, dental, drug, life and disability insurance; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for fraud prevention and recovery in the field of health, dental, drug, life and disability insurance; design and development of fraud management solutions based on artificial intelligence software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software that uses pattern discovery, monitoring and recognition to identify fraud in the field of health, dental, drug, life and disability insurance; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for investigations related to fraudulent health, dental, drug, life and disability insurance claims; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing personal emotional counseling and emotional support to patients and families of patients facing chronic or critical illness; software-as-a-service (SaaS) and platform-as-a-service (PaaS) featuring software for providing information in the field of humanitarian and community and personal volunteer service activities

Facilitating the provision of physical and mental health and wellness services; facilitating counseling in the field of physical and mental health and wellness; providing on-line educational information in the field of mental health; providing a website featuring educational information in the field of mental health and wellness; providing information to patients in the field of administering medications; providing educational information pertaining to health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products; provision of patient support services; facilitating medical care and analysis services relating to patient treatment; providing educational information in the field of general health and wellness via a website; providing an on-line computer database in the field of information in the fields of physical and mental health and wellness; providing access to services in the field of mental health and wellness; providing access to medical diagnostic analysis services, namely software based medical diagnostic analysis services that enable sharing of data between providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products and analysis of the shared data for the purpose of training and development of machine learning and artificial intelligence models for healthcare and wellness applications; telemedicine services; provision of a virtual online platform as an employee benefit, namely the facilitation of virtual health care and wellness services to end-users, namely patients members of a subscribing employee health benefit program, through direct or indirect subscription to a proprietary secure online platform, which services include facilitating online physical health consultations with healthcare professionals by means of telecommunications, obtaining prescriptions or refills; provision of a virtual online platform as an employee benefit, namely, facilitation of consultations between healthcare professionals and patients, relating to medicine, physical health and wellness; provision of on demand access to medical, health and wellness professionals; facilitating the provision by third party providers of advice relating to medicine, mental and physical health and wellness, by healthcare and wellness service providers to patients by telephone, text, and video; providing information as to patients' medical records, prescriptions and health history to providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products and patients from a computer database; facilitation of health counselling relating to illness, stress, nutrition, psychological counselling and facilitation of treatment, physical examinations, medical screening and medical surgical diagnostic services; providing access to information and advice relating to medicine, and physical and mental health and physical and mental well-being, by providers of health care services, dental services, paramedical services, nursing services, audio services, vision services, mental health services, wellness services, educational services, social services, human resource services, pharmaceutical products, medical devices, medical products, orthopedic products, prosthetic and other like medical products and nurses to patients by telephone, text messaging and video conferencing; providing information to patients in the field of online health care services, namely information as to online provision of prescriptions, administration of medications, counselling in the fields of stress, nutrition, psychological counselling and treatment, physical examinations, medical screening and medical diagnostic services; facilitating access to advice, information and consultancy services relating to medicine, physical and mental health and physical and mental well-being; provision of information to patients relating to medicine, physical and mental health and physical and mental wellbeing; providing information to patients in the field of administering medications; mental health screening services; facilitating pharmaceutical consultancy services; pharmacy advice; pharmacy delivery services; online pharmacy services; pharmacy services

Fraud detection services in the field of health, dental, drug, life and disability insurance; investigation services related to insurance claims; Fraud management and detection services in the field of health, dental, drug, life, travel and disability insurance; fraud prevention and recovery services in the field of health, dental, drug, life, travel and disability insurance; design and development of fraud management solutions based on artificial intelligence software that uses pattern discovery, monitoring and recognition to identify fraud in the field of health, dental, drug, life, travel and disability insurance; investigations services related to fraudulent health, dental, drug, life, travel and disability insurance claims; Community support services, namely providing financial support to registered charitable, non-profit organizations, and/or social enterprise organizations that provide front-line health, dental, drug, life, travel, disability and related other health care services, and that also act as a liaison to other service providers involved in housing, education, employment assistance, food, clothing, as a part of a general health and welfare offering to those in need, including the homeless, the working poor and those on social assistance; Social impact support services, namely providing access to a program of free mental health counselling services and access to mental health practitioners questions and answers videos, articles, publications, resilience-building activities, webinars and podcasts; personal emotional counseling and emotional support services to patients and families of patients facing chronic or critical illness; providing humanitarian service, organizing youth groups to undertake projects to benefit the needy and the community to encourage leadership, character, compassion, and good citizenship; providing information in the field of humanitarian and community and personal volunteer service activities via a website; providing information relating to humanitarian, community and personal service activities via a website

Charitable foundation services, namely, providing financial assistance for programs and services of others; accepting and administering monetary charitable contributions; advertising services to promote the charitable works of others; arranging charitable fundraising activities; providing information relating to charitable fund raising; providing grants to individuals, charitable organizations, and non-profit organizations for projects in the fields of community improvement, education and environmental stewardship; providing fundraising information regarding charitable or humanitarian organizations; providing financial assistance to charitable and non-profit organizations; promotion services to publicize the charitable works of others; financial sponsorship of charitable and philanthropic activities; charitable fundraising campaigns by means of organizing and developing projects to provide health services to those in need; providing resources to assist charitable organizations and to improve the overall health of communities, namely providing project grants for charitable organizations

Awards program for major corporations and individuals who have made significant charitable contributions; operation of an Internet website offering information on charitable fundraising and charitable giving; conferences, webinars, or training in the fields of fundraising, governance, financial management, human resources, volunteer management, and other topics, all as they relate to charities and nonprofits; charitable services, namely, providing access to a website featuring information on fundraising programs in the field of social impact, social value, wellness, healthcare, dental health, mental health and sustainability

Charitable foundation services, namely, providing financial assistance for programs and services of others; accepting and administering monetary charitable contributions; advertising services to promote the charitable works of others; arranging charitable fundraising activities; providing information relating to charitable fund raising; providing grants to individuals, charitable organizations, and non-profit organizations for projects in the fields of community improvement, education and environmental stewardship; providing fundraising information regarding charitable or humanitarian organizations; providing financial assistance to charitable and non-profit organizations; promotion services to publicize the charitable works of others; financial sponsorship of charitable and philanthropic activities; charitable fundraising campaigns by means of organizing and developing projects to provide health services to those in need; providing resources to assist charitable organizations and to improve the overall health of communities, namely providing project grants for charitable organizations

Awards program for major corporations and individuals who have made significant charitable contributions; operation of an Internet website offering information on charitable fundraising and charitable giving; conferences, webinars, or training in the fields of fundraising, governance, financial management, human resources, volunteer management, and other topics, all as they relate to charities and nonprofits; charitable services, namely, providing access to a website featuring information on fundraising programs in the field of social impact, social value, wellness, healthcare, dental health, mental health and sustainability