Software as a service (SaaS), platform as a service (PaaS) and Infrastructure as a service (IaaS) for accessing lightning and blockchain networks, for the development of decentralized software applications, tools and services using blockchain technology, for transmitting, processing, authentication, management and tracking transactions of value, digitized assets, financial and payment transactions, to enable the creation and management of digital wallets, for enabling transactions using blockchain technology, for enabling the transfer of transactions of value, digitized assets and financial instruments between users, for use in electronically trading, storing, sending, receiving, accepting and transmitting digital currency and digitized assets, and managing digital currency and digitized assets payment and exchange transactions, for the electronic transfer of virtual currencies, digitized assets and cryptocurrencies, for making, processing and authenticating transactions of value, digitized assets, financial and payment transactions and refunds over electronic mediums and computer networks, for the electronic transfer of digitized assets and financial instruments for others, for banking services, peer-to-peer money transfer, electronic financial trading services, electronic funds transfer, money transfer services, bill payment services, credit card services, prepaid card services, debit and stored value card services, direct deposit of funds into customer bank accounts, and automated clearing house deposit services, for processing credit card, debit card, and gift card transactions, for financial information, foreign exchange services information, virtual currency exchange information, cryptocurrency exchange information, transaction of value information, digitized asset information, lightning network information and blockchain technology information, for decentralized financial exchange services, for financial exchange services, money order services, foreign exchange transactions, and electronic foreign exchange payment processing, for accessing hosted software libraries, for temporary use of non-downloadable web-based decentralized applications (dapps), for allowing users to connect to payment channels via network nodes, for use as an electronic financial platform for processing transactions of value, digitized assets, cryptocurrencies and supporting digital wallets, for facilitating the use of a blockchain or distributed ledger to execute and record financial transactions; electronic data storage; cloud storage services for electronic data; cloud storage services for electronic financial data; temporary electronic storage of information and data; providing temporary use of on-line nondownloadable software development tools; application service provider featuring application programming interface (API) software for use in the development of software for blockchain and the lightning network and for use for facilitating transactions of value on the blockchain and the lightning network; application service provider, namely, providing, hosting, managing, developing and maintaining applications, software, websites and databases in the field of blockchain, cryptocurrency, payments, transactions, digital wallets and technology; providing temporary use of non-downloadable software for accessing lightning and blockchain networks; providing temporary use of non-downloadable software for the development of decentralized software applications, tools and services using blockchain technology; providing temporary use of non-downloadable software for transmitting, processing, authentication, management and tracking financial and payment transactions; providing temporary use of on-line non-downloadable software to enable the creation and management of digital wallets; providing temporary use of on-line non-downloadable software for use as a digital wallet; providing temporary use of non-downloadable software for enabling transactions using blockchain technology; creating an on-line community for registered users for the purpose of participating in discussions in the field of blockchain, cryptocurrency, payments, transactions, digital wallets, technology, software design; Software as a service (SaaS), platform as a service (PaaS) and Infrastructure as a service (IaaS) featuring computer software platforms featuring application programming interface (API) software; providing temporary use of non-downloadable software for enabling the transfer of financial instruments between users; providing temporary use of non-downloadable software to enable transactions of value to be requested from or sent to others; providing temporary use of non-downloadable software for use in electronically trading, storing, sending, receiving, accepting and transmitting digital currency, and managing digital currency payment and exchange transactions; Software as a service (SaaS), platform as a service (paas) and Infrastructure as a service (IaaS) featuring computer software platforms enabling cryptocurrency transactions; providing temporary use of non-downloadable software for enabling cryptocurrency transactions and transactions of value using blockchain technology; providing temporary use of non-downloadable software for the electronic transfer of virtual currencies, transactions of value, digitized assets, and cryptocurrencies; providing temporary use of non-downloadable software for making, processing and authenticating financial and payment transactions and refunds over electronic mediums and computer networks; providing temporary use of non-downloadable software for making, processing and authenticating transactions of value over electronic mediums and computer networks; providing temporary use of non-downloadable software for the electronic transfer of financial instruments, transactions of value and digitized assets, for others, banking services, peer-to-peer money transfer, electronic financial trading services, electronic funds transfer, money transfer services, direct deposit of funds into customer bank accounts, and automated clearing house deposit services; providing temporary use of non-downloadable software for financial information, foreign exchange services information, virtual currency exchange information, cryptocurrency exchange information, lightning network information, and blockchain technology information; providing temporary use of non-downloadable software for decentralized financial, transactions of value, and digitized asset exchange services; providing temporary use of non-downloadable software for financial exchange services, money order services, foreign exchange transactions, and electronic foreign exchange payment processing; providing temporary use of non-downloadable software for accessing hosted software libraries; hosting non-custodial decentralized network nodes for sending and receiving crypto-currency payments; providing temporary use of non-downloadable web-based decentralized applications (dapps); authentication of data in the field of financial transactions and other transactions of value using blockchain technology; lightning service provider, namely, allowing users to connect to payment channels via network nodes; providing temporary use of non-downloadable software for use as an electronic financial platform for processing cryptocurrencies and supporting digital wallets; providing temporary use of non-downloadable software for facilitating the use of a blockchain or distributed ledger to execute and record financial transactions and transactions of value; providing temporary use of non-downloadable software development tools to enable the use of virtual currency in computer and mobile applications using the lightning network; providing temporary use of non-downloadable computer software, namely, software development tools for enabling inbound liquidity in computer applications; providing temporary use of non-downloadable software, namely, application programming interface (API) software for indexing, searching and accessing blockchain data; providing temporary use of non-downloadable software, namely, software development tools for testing payment reliability; providing temporary use of non-downloadable software, namely, software development tools for enabling swapping protocols to convert digitized assets from one form to another.