Providing web-based personal financial management services, namely, providing a website featuring online financial calculators and financial information that assist users in the management of financial accounts, including monitoring transactions, account balances and budget and spending reporting; online financial transactions services, namely, debit and credit card transactions, online bill payment financial transactions, electronic funds transfers, money account balances and financial management via the Internet.

Downloadable software for virtual money; software for implementing and recording financial transactions; software for providing authentication of parties to a financial transaction; software for maintaining ledgers for financial transactions; computer operating system software for use in facilitating the use of a blockchain or distributed electronic ledger to execute and record financial transactions, namely, financial trades made with the use of digital currency, virtual money, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; computer operating system software for transfers of digital currency, virtual currency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens between parties; software for the collection, managing, editing, organizing, modifying, transmission, sharing, and storage of data and information; software for use as a digital asset wallet; computer operating system software for use in the management and implementation of digital currency, virtual currency, digital and blockchain asset, digitized asset, digital token, crypto token and utility token transactions; computer operating system software for creating and managing a blockchain platform for use in managing digital currency, virtual currency, digital and blockchain asset, digitized asset, digital token, crypto token and utility token accounts; computer operating system software for developing, deploying, managing, and integrating computer application software for virtual currency accounts; computer operating system software used in issuing digital currency, virtual currency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; computer operating system software for managing digital currency, virtual currency, digital and blockchain assets, digitized asset, digital token, crypto token and utility token payments, money transfers, and commodity transfers; computer operation system software for use in electronically exchanging currency for digital currency, virtual currency, digital and blockchain assets, digitized assets, digital tokens, crypto tokens and utility tokens; computer operating system software for managing and validating digital currency, virtual currency, cryptocurrency, digital asset, blockchain asset, digitized asset, digital token, crypto token and utility token transactions; telecommunication software for connecting computers to local databases and global computer networks; software for network identification verification, authentication and management services for security purposes; security tokens [encryption devices]; computer operating system software for blockchain; downloadable cryptographic keys software for receiving and spending virtual money.

Announcement cards

Card wallets

Cash card services; debit card services; payment gateway services

Downloadable software providing access to personal financial information and evaluations; downloadable software in the field of personal finance allowing users to track personal spending and access reward and incentive programs; downloadable software for personal financial management; downloadable software for financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; downloadable software for financial forecasting and analysis of personal financial data; downloadable software for data analysis in the field of personal finance; downloadable software for providing banking, financial and bill payment alerts; downloadable software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; downloadable software for use in processing electronic payments and transferring funds to and from others; downloadable software for use in transferring funds between financial accounts; downloadable software for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; downloadable software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; downloadable software providing online personalized strategies to achieve financial independence

Financial services, namely, money lending; provision of savings accounts; personal financial management services; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses; forecasting and analysis of financial data; financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning, including via computer and communication networks, the internet, and social media; providing information, news, opinion and advice in the fields of personal budgeting and household budgeting, including via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending, including via computer and communication networks, the internet, and social media; processing electronic payments and transferring funds to and from others; transferring funds between financial accounts; personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches; financial planning, namely, the creation of personalized strategies to achieve financial independence

Downloadable software providing access to personal financial information and evaluations; downloadable software in the field of personal finance allowing users to track personal spending and access reward and incentive programs; downloadable software for personal financial management; downloadable software for financial transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, and accounting; downloadable software for financial forecasting and analysis of personal financial data; downloadable software for data analysis in the field of personal finance; downloadable software for providing banking, financial and bill payment alerts; downloadable software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, tablets, and mobile telecommunication networks; downloadable software for use in processing electronic payments and transferring funds to and from others; downloadable software for use in transferring funds between financial accounts; downloadable software for personal financial management, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; downloadable software for personal financial management that guides users via artificial intelligence in the form of virtual coaches; downloadable software providing online personalized strategies to achieve financial independence

Financial services, namely, money lending; provision of savings accounts; personal financial management services; financial transaction services, namely, budget planning in the nature of income and expense transaction tracking; financial planning; financial management; financial analysis; financial management services, namely, tracking of expenses; forecasting and analysis of financial data; financial data aggregation, namely, electronically collecting financial data from multiple accounts into a single location for financial review analysis; financial administration and management services for the management of credit and debit cards, loans, mortgages, investments and financial accounts; providing information, news, opinions and advice in the fields of banking, financial management, saving and financial planning and retirement financial planning, including via computer and communication networks, the internet, and social media; providing information, news, opinion and advice in the fields of personal budgeting and household budgeting, including via computer and communication networks, the internet, and social media; providing financial information, news, opinions and advice in the field of consumer spending, including via computer and communication networks, the internet, and social media; processing electronic payments and transferring funds to and from others; transferring funds between financial accounts; personal financial management services, namely, customized management of non-investment personal financial accounts, daily monitoring of transactions and account balances, and budget and spending reporting and analysis through a global computer network; personal financial management that guides users via artificial intelligence in the form of virtual coaches; financial planning, namely, the creation of personalized strategies to achieve financial independence

Computer software for use in managing business spending through purchase orders, expenses, travel requests, general business operation costs, budgeting and reporting; Mobile application software for use in managing approval and tracking of expenses, online purchase orders, budgeting, vendor cost management, authentication and tracking of deliveries, facilitating payment of third party invoices

Educational services in the field of business spending mentality for process-driven and proactive spending rendered through online articles, blogs, quizzes and podcasts

Computer software for use in managing business spending through tracking, approving, analysing and payment of purchase orders, expenses, travel requests, general business operation costs, budgeting and reporting; Mobile application software for use in managing approval and tracking of expenses, online purchase orders, budgeting, vendor cost management, authentication and tracking of deliveries, facilitating payment of third party invoices

Promotional and novelty items, namely pens

Human resources consulting services in the field of employer-employee communications; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations

Financial consulting services in the fields of retirement planning and employee benefits; providing online financial information in the fields of retirement planning and employee benefits; providing a website featuring personal financial information

Banking services; financial services, namely, commercial card online program management, providing spend and payment technology solutions used by corporations and public sector organizations to manage and control their commercial spending, procurement, travel and entertainment and fleet related expenses, access to accounts and organizational purchasing activities via the Internet, provide financial analysis, online account management and administration, data warehousing, reporting, spend controls, research, evaluation and fiscal assessment, credit card services and e-payment capabilities to assist clients in sourcing, acquiring and paying for goods and services and to enable clients to optimize cash flow and facilitate global trade; the provision of support and consulting expertise to support, plan, execute and maintain the said payment solutions