Electronic payment services involving electronic processing and subsequent transmission of bill payment data; merchant services, namely payment transaction processing services; Bill payment transaction processing services; credit, debit and bill payment transaction and electronic funds transfer processing services; electronic bill payment services; computerized financial management services; and information, consultation and advisory services namely, credit, debit and bill payment transactions and point-of-sale payment systems; merchant services, namely, credit, debit and bill payment transaction processing services; electronic payment, namely, electronic processing and transmission of credit, debit and bill payments utilizing mobile devices; electronic payment services involving electronic processing and subsequent transmission of bill payment data; check verification, credit recovery and collection services; check authorization services; check acceptance services; check guarantee services; credit, debit and bill payment processing and automatic bill payment deduction services for customers; commission payment and check guarantee services for cellular retailers; financial risk management services; processing recurrent bill and loan payments and automatically deducting such bill and loan payments from bank accounts for customers; fraud control services in the nature of correcting bank information on checks presented for payment; check processing charge services by telephone and over a global computer network and related check fraud screening services; computer services, namely, providing an interactive computer database which features merchant records involving check-related transactions and check authorizations; Reliability investigation and reporting services, namely, making immediate personal responsibility and financial responsibility investigation and reports and check verification services; financial services, namely, electronic check acceptance services; on-line prepaid cards, prepaid gift card, prepaid stored value card and prepaid payment card services; foreign currency exchange services; Payment processing services, namely, charge card, credit card, prepaid card, gift card, stored value card and payment card transaction processing services; electronic charge card, credit card, prepaid card, prepaid gift card, prepaid stored value card and prepaid payment card transaction processing services; Issuing charge cards, credit cards, prepaid cards, prepaid gift cards, prepaid stored value cards and prepaid payment cards; providing online information for merchants regarding guidelines and fees pertaining to credit card acceptance; payment processing services in the field of redemption of electronic coupon, deal discounts and incentive program awards for others; Financial services, namely providing electronic payment processing services for merchants, restaurants, and corporations; Provision of retail and restaurant type merchant accounts, credit card processing, debit payment processing, and alternative payment processing services to businesses for online, in store and mobile sale transactions; Consulting services, namely consulting on the options for retailer and restaurant type merchants to process payments to be made by consumers using e-commerce, mobile based and point of sale (POS) based transactions; Financial management services, namely account management services to retailer and restaurant type merchants to track sales, to report on sales, to manage employees.

Providing electronic transmission of credit card transaction data and electronic bill payment data via a global computer network; telecommunications gateway services, namely, providing telecommunications links to a website and mobile and wireless devices providing electronic credit, debit and bill payment processing services.

Software as a service (SAAS) provider, namely, SAAS featuring computer software for point-of-sale services and credit, debit and bill payment transactions; hosting of software as a service; cloud computing provider services namely, the provision of point-of-sale payment services; technical support services in the form of troubleshooting of computer hardware and software problems in the field of credit, debit and bill payment transactions; information, consultation and advisory services in the field of software as a service provider, namely software as a service for credit, debit and bill payment transactions; application service provider featuring application programming interface (API) software for electronic bill and loan payment transaction processing and account creation; designing, creating, maintaining, and hosting electronic commerce websites for others; On-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions; Platform as a service (PAAS) featuring computer software platforms for electronic bill and loan payment transaction applications; software as a service (SAAS) provider featuring software for use to conduct electronic credit, debit and bill payment transaction processing and provide management of electronic credit, debit and bill payment transactions; secure payment transaction services namely, providing encryption, decryption and tokenization services of payment card data; software as a service (SAAS) provider featuring software for conducting business performance and consumer intelligence analytics; Reliability investigation and reporting services - namely, making immediate personal responsibility and financial responsibility investigations and reports; software as a service (SAAS) provider featuring software for customer loyalty programs which provide incentives at the point of sale and customer relationship management; software as a service (SAAS) provider featuring software for marketing programs which promote and market the goods and services of others by distributing advertising material, coupons and discount offers via electronic communication networks; Point of sale (POS) software to manage inventory, payroll and scheduling for use by retail business, restaurants and food service businesses, and other businesses; Provision of point of sale (POS) computer hardware for use in processing in-store payments by consumers namely terminals and digital readers to retailer merchants, hand held readers, merchant and customer facing terminals and screens, cash drawers, printers, scanners, display units and any peripheral that may be connected to the POS system; Provision of point of sale (POS) computer software to retailer and restaurant type merchants for processing online, in store and mobile sale transactions by consumers.

Computerized security services, namely, electronically monitoring, detecting and reporting on suspicious and abnormal patterns of point of sale activity indicating theft, fraud, or other criminal activity; fraud detection services in the field of payment transactions where a physical card is not presented; monitoring of electronic credit, debit and bill payment transactions for security purposes.