Electric, electronic and optical devices and instruments, and parts therefore, for the recording, processing, receiving, transmission, sending, storage, exchange and output of messages, images, speech and data (included in this class); data carriers containing recorded computer software, in particular magnetic and optical data carriers containing computer software, in particular applications software, operating systems software, database software, data encoding software, data decoding software and software for processing digital signatures; calculating machines, data processing equipment and computers and parts therefore; active and passive electronic components, in particular integrated and non-integrated semiconductor components; printed circuit boards with and without electronic components; apparatus for processing card transactions and data relating thereto and for payment processing; apparatus for verifying data on magnetically encoded cards; computer hardware and software (recorded and/or downloadable) for facilitating and administering payment, banking, credit card, debit card, payment card, electronic payments, electronic processing and transmission of bill payment data, cash disbursement, transaction authentication, routing, authorization and settlement services, fraud detection and control; apparatus for tracking, management and analysis of financial accounts via a global computer network; computer hardware and software for facilitating payment transactions by electronic means over wireless networks, global computer networks and/or mobile telecommunications devices; computer hardware and encryption software, encryption keys, digital certificates, digital signatures, software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; computer software and hardware that facilitates the identification and authentication of near field communication (NFC) devices and radio frequency identification (RFID) devices; software application for use in connection with contactless payment terminals for the purpose of allowing merchants to accept contactless mobile commerce transactions; computer software designed to enable smart cards to interact with terminals and readers; computer software for processing electronic payments and for transferring funds to and from others; computer software relating to the handling of financial transactions; computer chatbot software for simulating converstions.

Advertising; business advisory services; billing services; commercial information agencies; presentation of goods on communication media for retail purposes; price comparison services; organization of exhibitions for commercial or advertising purposes; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of electronic payment; business administration of loyalty and rewards programs; business consulting services in the field of online payments; administrative services in order to manage and track payment transactions via electronic communications networks for business purposes; business information management, namely, electronic reporting of business analytics relating to payment processing, authentication, tracking, and invoicing; business management, namely, optimization of payments for businesses; commercial and business management assistance; advisory services for business management; marketing studies; computerized file management; statistical information (business); preparation of statements of accounts; book-keeping; business research; computer database management; providing information regarding purchase of goods and services online via the internet and other computer networks; outsourcing the processing of documents and data for a company, namely compilation of information in computer databases, input and processing of data, information, images and documents; maintenance of computerized databases; information, advisory and consultancy services related to all the aforesaid services; management of telephone call centers for others.

Electric, electronic and optical devices and instruments, and parts therefor, for the recording, processing, receiving, transmission, sending, storage, exchange and output of messages, images, speech and data, namely electronic devices for reading and writing cards and reading and writing information stored in computer chips; magnetic encoded charge cards, credit cards, debit cards, payment cards and identify cards to be used for payment or identification; integrated circuit cards (smart cards) containing programming used to enhance security of transactions when using such cards namely hotel room key cards, phone cards, electronic toll cards, identification cards, credit cards, debit cards and gift cards; card reader for magnetically encoded cards and cards containing an integrated circuit chip; magnetic, optical, and electronic data carriers, namely CDs and DVDs, and electronically encoded cards and microchips containing computer software, namely applications software for clearing and reconciling financial transactions via a global computer network, operating systems software, database software for creating, maintaining and updating databases containing information for clearing and reconciling financial transactions via a global computer network, data encoding software, data decoding software and software for processing digital signatures

Clearing, namely international credit card and direct debit clearing; computer programming, namely programming of computer software and assemblages of computer software modules, creating computer software and assemblies of computer software modules, upgrading and maintenance of computer software and of assemblages of computer software modules; services of an electronic exchange between computer networks (clearing centre), namely adding and converting data into a receiver-dependent form/structure and/or data matching; creation, development, upgrading and maintenance of computer databases; rental, leasing and licensing of computer software and computer databases to others, on a contract basis; analysis of information technology systems; validation and verification of third parties’ information; evaluation and inspection of information technology systems; consultancy with regard to the technical aspects of information technology systems; computer programming; rental and leasing of information technology systems, namely computer systems, to others, on a rental basis; user support services and applications planning with regard to information technology-supported solutions