Shopping cart, transport cart, and shopping basket information, tracking and return systems, namely systems comprising computer hardware and software, wireless transmitters, transceivers and static and interactive graphical user interfaces connected to one or more host computer systems via one or more local, wide area or global computer networks, extranets, intranets, the internet, the worldwide web, telephone networks or cable networks, to track the in-store or on premises location, shopping patterns, movement patterns, purchases and selections of persons using shopping carts, transport carts and shopping baskets, and to provide information, directions, advertising and entertainment to those persons while they are using those shopping carts, transport carts and shopping baskets.

Shopping cart, transport cart, and shopping basket information, tracking and return systems, namely systems comprising computer hardware and software, wireless transmitters, transceivers and static and interactive graphical user interfaces connected to one or more host computer systems via one or more local, wide area or global computer networks, extranets, intranets, the internet, the worldwide web, telephone networks or cable networks, to ensure the return of shopping carts, transport carts, and shopping baskets.

Computer software for use in association with real time commerce applications and real time electronic commerce applications, namely, shopping cart, transport cart and shopping basket applications, electronic marketplaces, catalogue, inventory and price list browsing, internet browsing, order processing, order confirmation, purchase processing, purchase tallying, credit card processing, debit card processing, inventory control and restocking, price and product comparison, rain check, coupon and special offer notification, registration, issuance and redemption, conveyance of product, service, recipe and how to information, conveyance of advertising, promotional and educational information, conveyance of audio, visual and audio-visual entertainment, electronic mail and text messaging, data mining, consumer and user surveys.

Computer software to facilitate real time communications with purchasers and others using shopping carts, transport carts or shopping basket, via one or more local, wide area or global computer networks, extranets, intranets, the internet, the worldwide web, telephone networks or cable networks.

Consulting services in the areas of computer hardware and software namely, the design, development, modification, installation, management and maintenance of computer systems, hardware and software, to meet third party specifications.

Consulting services in the design, development and maintenance of computer infrastructures, namely the design, development, modification, installation, management and maintenance of computer networks, networked applications, computer system administration, managed hosting, electronic mail and text messaging management, database management, and database and network integrity, to meet third party specifications.

Business management and advisory services; marketing consulting services; market research services; tracking, analyzing, forecasting and reporting cardholder purchase behavior; promoting the sale of the goods and services of others by means of rewards and incentives generated in connection with the use of credit, debit and payment cards through means of wireless networks, mobile telecommunications devices or global computer network; administration of loyalty and rewards programs through means of wireless networks, mobile telecommunications devices or global computer network; advertising for others through means of wireless network, mobile telecommunications devices or a global computer network; business administration; office functions, namely, secretarial and clerical services; commercial, industrial and business management assistance, namely, business management services, management of computerized databases, business management consulting services, risk management services, financial management; business appraisals; advisory services for business management; marketing studies; statistical information (business); preparation of statements of accounts; book-keeping; business research; public relations; publication of publicity texts; issuing of publicity leaflets; retail services provided through mobile telecommunications means in connection with the provision of credit cards and debit cards; retail services provided on-line, through networks or other electronic means using electronically digitized information connected with the provision of credit cards and debit cards; computer database management; data processing and data verification services; computerized data storage and retrieval services for digital text, data, images, image, audio and video works; promoting the sale of tickets of others in the nature of concerts and cultural events, namely, music concerts and sporting events through promotional contests and through a consumer loyalty program, and organization of expositions in the field of financial services; advertising for transport, travel, hotels, lodging, food and meals, sports, entertainment and sightseeing, for tourist agencies services, and for information relating to tariffs, timetables and methods of transport and travel arrangement through means of wireless networks, mobile telecommunications devices or global computer network; providing information regarding purchase of goods and services on-line through means of the Internet and other computer networks; data repository and client profile information services; providing an on-line and mobile directory of information regarding merchants who accept contactless mobile payments and promote good and services through this channel; the provision of information and advisory services relation to all the aforesaid.

Financial services, namely financial institution, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, bill payment and presentment services, cash disbursement, check verification, check cashing, deposit access and automated teller machine services, transaction authorization and settlement services, transaction reconciliation, cash management, consolidated funds settlement, consolidated dispute processing, data repository and client profile information services, and related switching, gateway, settlement/reconciliation, and funds movement services in the field of payment cards, electronic payment processing services, payment transaction authentication and verification services, value exchange services, namely, secure electronic cash transactions and electronic cash transmissions, over public computer networks to facilitate electronic commerce, electronic funds transfer, providing financial information, namely credit and debit card data and reports, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; financial analysis and consultation; insurance services; financial affairs, monetary affairs, financial services, financial institution services and credit services, all namely providing credit card, debit card, charge card and stored value prepaid card services; providing credit card, debit card, charge card and stored value prepaid card services; financial institution, payment, credit, debit, charge, cash disbursement, stored valued deposit access services; bill payment services; credit card, debit card, charge card, pre-paid card and stored value card services; cheque verification and cheque cashing services; automated teller machine services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; financial settlement and financial authorization services in connection with the processing of financial payment transactions; travel insurance services; issuing and redemption of travellers cheques and travel vouchers; payer authentication services; verification of financial information; maintenance of financial records; electronic funds transfer and currency exchange services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices (transponders); provision of debit and credit services by means of communication and telecommunication devices; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; processing of credit and debit transactions by telephone and telecommunication link; value exchange services, namely, the secure exchange of value, namely, electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; provision of financial services, in particular, the means for managing of financial institution accounts, payment of bills, transfer of funds, budgeting and tracking of spending, all over the telephone and by means of a global computer network and the Internet; financial services, namely, the provision of contactless mobile payments through merchants at retail, online and whole locations; financial services, namely, providing a cloud-based digital wallet that stores customer account information to access coupons, vouchers, voucher codes and rebates at retailers and to obtain loyalty or monetary rewards that can be credited to their accounts via a cash-back system; real estate services; real estate property services; real estate valuations; real estate investment management; real estate investment services; real estate insurance services; insurance for property owners; insurance services relating to property; real estate financing; real estate brokerage; real estate appraisals; real estate agency services; evaluation of real estate; real estate administration; administration of financial affairs relating to real estate; provision of real estate loans; financing services relating to real estate development; financial brokerage services for real estate; financial services relating to real estate property and buildings, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial services for the purchase of real estate, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; arranging of loan agreements secured on real estate; arranging of shared ownership of real estate; arranging the provision of finance for real estate purchase; assisting in the acquisition of and interests in real estate; capital investment in real estate; commercial property investment services; financial services relating to the acquisition of property, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial services relating to the sale of property, namely, financial valuation of personal property and real estate, real estate appraisals, real estate services, real estate management, financial valuation of personal property and real estate, providing financial information; financial valuation of freehold property; financial valuation of leasehold property; arranging letting of real estate; arranging of leases of real estate; leasing of property; leasing of real estate property; leasing of freehold property; estate management services relating to transactions in real property; valuation of property; property portfolio management; management of property; advisory services relating to real estate ownership; advisory services relating to real estate valuations; corporate real estate advisory services; computerized information services relating to real estate; consultation services relating to real estate; provision of information relating to real estate property; provision of information relating to the property market; research services relating to real estate acquisition; research services relating to real estate selection; mortgage financing and asset securitization; consulting services regarding payment solutions, financial institution, credit card, debit card, payment card and automatic teller machine services.

Telecommunications services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; mobile telecommunication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; internet based telecommunication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; data communication services, namely, providing multiple user access to a computer network, mobile telephone communication services, Internet service provider (ISP) services, Internet access provider services, personal Communication Services (PCS), wireless digital messaging services; electronic transmission of data in the nature of machine readable code that is displayed on a mobile device display screen and transmitted over a global remote data processing network, namely, the internet; services for the transmission, provision or display of information from a computer-stored data bank or via the internet in the field of financial services; transmission of financial and non-financial data through the use of electronic image processing by mobile telephone link; electronic mail, message sending and receiving services; broadcasting services, namely, radio broadcasting, television broadcasting; providing multi-user access to a secure computerized information network for the transfer and dissemination of a range of information in the field of financial services; leasing access time to a computer database providing information in the field of financial services.

Transport, namely, passenger air, rail and ship transportation, freight transportation by air, boat, rail and truck, air and railway transportation of goods, truck transport; packaging and storage of goods, namely, packaging of articles for transportation, merchandise packaging, leasing of storage space, warehouse storage services; travel arrangement; tourist information and travel services, organization and management of tours and provision of transportation information; booking agency services; ticket reservation services; agency services for arranging the rental of cars; provision of information relating to travel and transport; arranging and booking of holidays, excursions and visits; air transportation services for passengers and goods and air transportation ticketing services; arranging airline tickets, cruise tickets and train tickets; escorting of travelers and their luggage; tourist offices; travel agency services; namely, making reservations and bookings for transportation; air transportation for passengers and goods; tour guide services; car rental services; advisory and consultancy relating to all the aforesaid; arranging travel tours as a bonus program and as a concierge service for credit card customers including provision of information relating thereto, all provided on-line from a global computer database and the Internet; computerized reservation services for travel; provision of travel information by computer; collation of data relating to travel.

Research and development services provided to others in the field of credit, debit and payment cards, namely, market research services, consumer research, developing marketing strategies and marketing concepts for others, financial analysis and research, database design and development and website design; industrial analysis and research services provided to others in the field of credit, debit and payment cards; design, development, maintenance and update of computer hardware and software; providing temporary use of non-downloadable software and applications for managing, locating, activating and revoking authentication and digital credentials of near field communication (NFC) devices; design, development, maintenance and update of computer hardware and application software for mobile digital devices; design, development, maintenance and update of downloadable computer programs and application software for mobile phones and other digital devices that allows users to access coupons, vouchers, voucher codes, rebates, price-comparison information, product reviews, links to the retail websites of others, and discount information; design, development, maintenance and update of downloadable computer programs and application software that allows users to access sales promotion offers and obtain monetary rewards that can be credited to their accounts via a cash-back system; computer hardware and software consulting services; computer programming; support and consultation services for managing computer systems, databases and applications; application service provider (ASP) services, namely, application service provider (ASP) services featuring software in the field of providing customer relations management, application services provider (ASP) services featuring software for enabling access to credit card payment processing services, application software provider (ASP) featuring software for receiving, transmitting and displaying vouchers, coupons, voucher codes, special offers, reviews, product information, price comparison information, links to websites, and receiving and transmitting data for the purchase of goods and services; application service provider featuring software for providing consumers with information regarding discounts, vouchers and special offers for the goods and services of others; application service provider (ASP) services featuring software in the field of social networking; graphic design for the compilation of web pages on the internet; information relating to computer hardware or software provided on-line from a global computer network or the internet; creating and maintaining web-sites; hosting the web-sites of others; creation of web pages; the design, creation and hosting of merchant websites; the designing, creation and hosting of bill payment websites; computer and Internet related services namely, providing on-line electronic databases via a global computer network in the field of identity authentication and verification; data storage retrieval services; data repository services; data encryption and decryption of financial information; digital signature authentication services for authentication of others, namely, data encryption and data integrity; providing for others encrypted and digitally signed and authenticated data for use in issuance, and validation of digital certificates in the field of document authentication; digital certificate verification, authentication, issuance, distribution and management technical consultation services in the fields of computer programming, financial computer networks, data processing, secure communications, data encryption and decryption and local area network security; dissemination of information over a global computer network in the fields of computer software, computer hardware, financial computer networks and local area networks.