Insurance claims auditing services; medical claims management services, namely, receiving, data entering, and re-pricing of transactions that are originated by physicians, hospitals, and ancillary medical care providers; international human resources and employee benefit advisory services; human resources management services and providing on-line information in connection with the foregoing; customized business consultation regarding selection of workers compensation specialty provider networks and workers compensation specialty provider claims administration to employers in accordance with state worker's compensation laws and administrative rules for the treatment, diagnostic testing and specialist care of workers; business research, namely, providing statistical analysis of workers compensation medical providers and treatment plans for business purposes; prepare business reports for others relating to workers compensation insurance claims from information obtained over a global communications network; business risk management consultation regarding business risk assessment evaluation, conducting business hazard surveys, business data analysis of insurance losses, business auditing and insurance claims auditing services for compliance with federal and state occupational safety and health administration regulations, property and liability business risk and cost assessment services; disaster recovery services, namely, business continuity consulting and planning; business investigations, crisis management in the nature of business risk management services, business and human reputation investigations, and business and human reputation restoration in the nature of business risk management services and business risk consulting services; business risk management consultation services relating to cyber security and non-cyber security breaches and oversight of alternative business risk management strategies; financial record keeping for insurance risk management and regulatory compliance purposes related to evaluating and administering costs of crisis management, security breaches, institutional response costs, and targeted communications costs; ergonomic risk evaluations relating to commercial matters and ergonomic risk statistical evaluations of insurance claims performance measures for others; business evaluation of worker safety programs and developing business risk management programs for others; preparing business reports for others relating to insurance claims; business consultation services, namely, financial accounting for regulatory compliance by management officers; business risk management consultation, namely, critical incident and loss prevention, international risk management, and risk management consulting; managed care services, namely, health care cost containment, health care utilization review and pre-certification services, health care cost review, computerized database management and electronic processing of health care information; business consulting services, namely, assisting evangelical organizations in the creation and oversight of alternative business risk strategies and conducting business audits for evangelical organizations with respect to their insurance alternative risk management vehicles; business administration of programs for corporate clients intended to lower health care costs and increase business productivity through employee health, wellness, and nutritional changes; healthcare analytics, namely, collection and analysis of quality metric data for a network of healthcare providers and employee health professionals for business purposes; providing an insurance exchange in the nature of a marketplace that offers purchasers of insurance and other benefits products a variety of plans and products from multiple providers; operating an online marketplace for sellers and buyers of insurance products and services; promoting the services of others by means of an online exchange featuring insurance plans, products and services; charitable services, namely, organizing and conducting volunteer programs and community service projects.

Insurance brokerage, and administration of self-insurance programs for others, namely, alternative financial risk transfer and captive management insurance and reinsurance, and property, casualty professional lines and workers' compensation insurance; insurance brokerage, namely, arrangements for fronting and reinsurance placement; insurance consulting; administering self-insurance programs for other; insurance claims administration and processing; insurance services, namely, managing and processing claims for workman's compensation and occupational health and safety legislation injuries and liability insurance claims; appraisal of various types of insurance risks, namely, health insurance, general liability, accident insurance, dental insurance, vision insurance, life insurance, long term disability insurance, long term care insurance, critical illness insurance, insurance annuities, terrorism insurance, workers compensation insurance, real and personal property insurance, automobile insurance, professional liability and medical malpractice insurance, appraisals of alternative risk and captives insurance pools, property, casualty, cyber liability, fine arts, management liability, terrorism, environmental liability, and trade credit and political risk; insurance agency services, insurance brokerage services and insurance administration services, namely, providing wrap-up or owner-controlled insurance programs for the construction industry via online computer software; financial planning consultation; insurance brokerage services, insurance agency services, and insurance administration services in the field of health insurance, general liability, accident insurance, dental insurance, vision insurance, life insurance, long term disability insurance, long term care insurance, critical illness insurance, insurance annuities, terrorism insurance, workers compensation insurance, real and personal property insurance, automobile insurance, professional liability and medical malpractice insurance; investment advisory services; investment brokerage; employee benefit advisory services for benefit plans concerning insurance and finance; consulting services in the field of employee financial benefit plans concerning insurance and finance; employee benefits insurance brokerage in the field of life, health and accident insurance; employee benefits consulting services, namely, management of employee financial benefits programs and insurance coverage; medical insurance brokerage services for international travelers, namely, underwriting medical insurance; international financial risk management; management of international employee benefits insurance programs and insurance coverage actuarial services; providing insurance services in the field of business crisis management and related costs, namely, provision of insurance to restore the reputation of persons and businesses; providing insurance services for costs of restoring business reputation; insurance services, namely, providing insurance for the cost of managing business reputation damaged by cyber security and non-cyber security breaches, remediation response costs and targeted communications response costs; management of international employee benefits insurance programs and insurance coverage; providing insurance brokerage services in the field of business crisis management and related costs, namely, provision of insurance to restore the reputation of persons and businesses; providing insurance actuarial services for costs of restoring business reputation; insurance brokerage services, namely, providing insurance for the cost of managing business reputation damaged by cyber security and non-cyber security breaches, remediation response costs and targeted communications response costs; insurance underwriting for aviation, inland marine, automobile and ocean cargo insurance programs; claims adjustment in the field of insurance using insurance adjuster analytics; charitable fundraising services, by means of organizing and conducting fundraising events; insurance administration for travelers, namely, provision of insurance for medical expenses, emergency evacuation and repatriation, pre-departure trip cancellation, post-departure trip interruption, travel delay, loss, delay or damage to baggage and personal effects and accidental death and dismemberment while on trip; appraisals for insurance claims of real estate; insurance claims administration; providing a website featuring information in the field of management of employee insurance benefits; worker's compensation assessment evaluation, namely, claims administration in the field of worker's compensation; prepare financial reports for others relating to workers compensation insurance claims from information obtained over a global communications network; preparing financial reports for others relating to insurance claims; charitable fundraising featuring the collection and charitable distribution of stuffed bears.

Providing non-downloadable on-line electronic newsletters in the field of insurance; publication of books, magazines and reference texts; educational services, namely, organization of conferences and seminars in the field of health insurance, general liability, accident insurance, dental insurance, vision insurance, life insurance, long term disability insurance, long term care insurance, critical illness insurance, insurance annuities, terrorism insurance, workers compensation insurance, real and personal property insurance, automobile insurance, professional liability and medical malpractice insurance, appraisals of alternative risk and captives insurance pools, property, casualty, cyber liability, fine arts, management liability, terrorism, environmental liability, and trade credit and political risk; electronic publication of reference materials in the field of international pensions and other employee benefits; organizing and providing educational conferences and seminars in the field of international pensions and other employee benefits, insurance risk management for evangelical organizations; educational services, namely, providing non-downloadable webinars in the field of insurance risk management and insurance coverage for evangelical organizations; educational services, namely, providing online, customizable, training programs that teach best practices for reducing the risk of employee injury and illness caused by accidents, natural hazards, mechanical hazards, hazardous substances, and personal interactions; providing online non-downloadable instruction manuals in the field of risk management for human resources departments.

Safety engineering; occupational safety health legislation compliance inspection, namely, inspection of escape structure, disability accommodation structures, and building safety structures; providing a website featuring non-downloadable software for managing insurance claims information in the fields of business and financial insurance risk management; providing temporary use of on-line non-downloadable computer software for processing, filing and managing insurance claims information data analytics relating to insurance; providing a website featuring computer applications and non-downloadable software and information storage and retrieval services for managing insurance claims information in the fields of business and financial insurance risk management; providing temporary use of on-line non-downloadable computer software for decision intervention and analytics for processing, filing and managing insurance claims; design and provision of computer applications and online non-downloadable computer software for information storage and retrieval services in the field of insurance risk management; design and provision of a computer based insurance claims management system.

Health care services, namely, wellness programs, namely, providing assessments, developing care plans, and discussing recommendations, providing wellness services, namely, personal assessments, personalized routines, maintenance schedules, and counseling, all related to the field of performance evaluations in the field of health, physical fitness and nutrition, providing assistance, fitness evaluation and consultation to corporate clients to help their employees make health, wellness and nutritional changes in their daily living to improve health, wellness and health-related consulting services, namely, providing personal and group assessments, routines, and maintenance schedules in the field of performance evaluations in the field of health, physical fitness and nutrition, providing on-line information in connection with all of the foregoing.

Consultancy on regulations on safety at work, occupational safety and health compliance inspection, namely, inspection of factories for safety purposes, patient advocacy services, namely, advocating in the field of health care, medical programs and health insurance for employees of third parties in the process of obtaining health care in medical facilities, providing patient advocate services to hospital patients and patients in long term care facilities, providing on-line information in connection with all of the foregoing; charitable services, namely, providing emotional comfort and support by providing stuffed bears to help children cope with traumatic events.